Health Special Risk
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Health Special Risk, Inc. (HSR) is one of the nations leading Underwriting Managers (MGU), Third Party Claims Administrators (TPA), and Program Managers for Special Risk and Accident & Health Insurance. We specialize in providing Accident & Health, Special Events insurance products, and administrative services to licensed agents, brokers, and insurance companies across the United States.

HSR is in our fifth decade of being a leader in the development and administration of Special Risk and Accident & Health Insurance products for nearly 40 years. HSR maintains underwriting, binding, and claims administration authority with many of the nation's leading and financially sound insurance companies, and have General Agency agreements with many others.
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A: We would request you tell the doctors and hospitals about this coverage and they will send the bills to us. If you forget to do this, then as soon as you start receiving the bills from your doctor/hospital you can send them to us. A: This is an Explanation Of Benefits. This comes from your primary insurance company and explains what was paid or denied by them.
There is no TPA nationwide that can match Health Special Risk's experience in the claims administration of Special Risk and Accident & Health Insurance (SR/A&H) business. SR/A&H Insurance is not just something we "handle", it is who we are. It is the foundation of our organization and has been for 30 years.
Accidental injuries are frequent in camp settings. Regardless of the camp type or structure, it is impossible to protect participants from the reality of these common injuries. Health Special Risk, Inc., offers participant accident insurance designed for those in a camp setting.

Created to provide insurance protection to the participants within the camp, participant accident insurance also offers piece of mind, protecting against the strong financial consequences that come from accidental injuries.While most injuries within a camp setting are minor, some major injuries may require extensive medical treatment or rehabilitation.
Health Special Risk provides extensive coverage for special events through their special events accident insurance plan. The plan provides protection for volunteers, participants, and guests of the event. From large events to the smallest ice-cream social, special events accident insurance plans allow piece of mind and stability not typically offered under traditional insurance plans.
Health Special Risk offers insurance programs for staff members and children of child care, day care, and preschool facilities. With children, accidents are commonplace. These accidents are typically not due to the care received, yet a child's nature to be inquisitive and curious. Health Special Risk's insurance programs allow both children and volunteer staff members to be insured, should an accident occur.
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