We work with many investors, allowing us to get you the best terms on all types of loan programs including: Fixed terms from 8 to 30 years, 3, 5, 7, and 10-year ARMs, Conventional, Jumbo, FHA, VA, USDA and Renovation Loans. Whatever your situation, we'll fit your needs! At Dominion Capital Mortgage Inc., we realize that every customer has a different combination of assets, limitations and dreams.
Our job is to understand your unique needs, so we can formulate the perfect solution for you. Whatever your financial situation or credit score, we'll help you make the right decisions to achieve your goals. We know local real estate. Dominion Capital Mortgage Inc. is a locally owned and operated mortgage lender in Richmond, VA.
Our job is to understand your unique needs, so we can formulate the perfect solution for you. Whatever your financial situation or credit score, we'll help you make the right decisions to achieve your goals. We know local real estate. Dominion Capital Mortgage Inc. is a locally owned and operated mortgage lender in Richmond, VA.
Services
If you bought a home several years ago and the loan rates have dropped since then, it might be time to refinance. If you choose to refinance, you'll take out a new loan to replace the old one. This might be done to decrease interest rates, to remove private mortgage insurance if you've reached 20% equity on the property, or to change the length of the loan if your income levels have changed.
Buying a home is not an easy process. Not only do you need to find the perfect home for you and your family, but you also have to navigate home loans and closing details. At Dominion Capital Mortgage Inc., we can help you through the financial aspects of this process. We are a mortgage company in Richmond, VA, and we'll match you up with the best investor for your situation.
Can be described exactly as the name states, the mortgage rate is fixed for the longevity of the loan. Thirty-year notes are most popular, but terms are available from 8 to 30 years with the flexibly to choose any term in-between to suit your financial situation. Advantages: Protection from an ever-changing market, consistent principle and interest payment, ideal for families remaining in their home 5+ years.
A home loan with an interest rate that can adjust based upon the market and terms of the note. Most ARM's adjust annually, with both a yearly and lifetime cap based on the Libor. Some years, your rate may adjust to it's max and others it may not adjust at all. Popular terms are the 3, 5, 7 and 10-year ARM's, where the rate is fixed for those initial years and adjust after the fixed period.
Would you like to get into a new home in the Richmond, VA, area - but you don't qualify for loans backed by the federal government? Then you may need to consider a conventional mortgage loan. At Dominion Capital Mortgage Inc., we are ready and able to help you find the right loan and figure out all the details of the process on your behalf.
Reviews (11)
William Smith
Jun 21, 2021
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Danielle Sheridan
Jul 04, 2020
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As first-time home buyers, we was incredibly unsure of how the process went. Jessie & Brandy were incredibly helpful, and answered dozens of questions from us throughout the process. Their instructions were clear and complete and they made this such a pleasant experience. They gave us several options breaking out interest rates and monthly payments and talked us through the pros and cons of each. Would highly recommend using DCM for any home-buying needs.
Rosco
Aug 28, 2019
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Really squared away at making it super easy for me to buy my second home. Reba and Erin were always on top of their game at answering any questions I had along the process. They even squared me away at everything I had to do to get my first home rented out so I could buy my dream home. As a veteran they understood everything the VA wants in order for me to get into my new home. They are the Seal Team 6 of the civilian world when it comes to real estate. I highly recommend them.
Jac
Jan 01, 2019
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Tabitha Meringa
Dec 11, 2018
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Erin Stimmler
Oct 17, 2018
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I love Dominion Capital Mortgage. The dedication to each file and every client is far superior than what any traditional bank could offer. They also price match any offer with a loan estimate. If you're looking for a loan process that provides great communication and customer service, look no further than Dominion Capital Mortgage!
Carla Thompson
Aug 07, 2018
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Reba helped me refinance my mortgage and student loans. I am very pleased, she got my interest rate down and also payments reduced! A double plus for me! She is very efficient, knowledgable, friendly....always responded to my (many) questions. My loan closed quicker than expected. Very pleased and would recommend her to everyone!
Stacey Richards
Jul 25, 2018
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I am a Finance Manager and had refinanced my house within a couple of years when Reba contacted me about refinancing. I didn't think she would be able to save me any more money. She gathered information and presented a much more feasible plan. I am very pleased with how knowledgeable, efficient and friendly Reba is. My loan closed much quicker than any I have done before!
Lee Marren
Jun 25, 2018
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This is only the second review I've ever written, and I couldn't be happier to write it. Reba and her team did an amazing job with my closing. I was on a super tight time frame with a work relocation and they worked around the clock to make sure everything was done in time for me. It didn't matter how late at night I needed something or sent them something, I would always hear back super quick and always with a smile. It is my pleasure to recommend Reba and her team and I strongly encourage potential buyers to use her for their closing.
Brian L.
Mar 07, 2018
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Vbchick M.
Sep 20, 2012
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