Do I have to answer Medical Questions to get a Medigap Plan? When you turn 65 and sign up for Medicare Part B, you have a six-month open enrollment period for Medicare Supplements Plans. This period starts on the first day of the month of your 65th birthday. The Annual Enrollment Period (AEP) applies only to Medicare Advantage and Part-D prescription drug plans.
It does not apply to Original Medicare or Medicare Supplement plans. It is the one time a year that Medicare Advantage members can enroll, disenroll, or change plans.
It does not apply to Original Medicare or Medicare Supplement plans. It is the one time a year that Medicare Advantage members can enroll, disenroll, or change plans.
Services
Heather and Justus "Jay" Gray are independent insurance brokers, and have been helping Southern Californians find affordable Insurance for over 15 years. We represent America's finest insurance companies and offer Multiple carriers for Medicare, Life Insurance, Final Expense and Health Insurance. Customizing plans to fit the needs & budget of our clients, We do all the research to make your choices easy.
Jay Gray has over ten years of experience offering fixed and index annuities for sale. Whatever your financial goals are Jay can help you create a customized plan to meet them. An Annuity is A contract sold by an insurance company designed to provide payments to the holder at specified intervals, usually after retirement.
Jay Gray has over ten years of guiding clients in the purchasing of Immediate Annuities. He has multiple options from you to choose from because he represents the annuity products of multiple financial firms. This offers you the most flexibility and options. With an immediate annuity you can turn your assets into regular payments beginning now and lasting for the rest of your life or for a specified period of time.
Jay Gray has over ten years of guiding clients in the purchasing of Fixed Annuities. He has multiple options from you to choose from because he represents the annuity products of multiple financial firms. This offers you the most flexibility and options. Utilize fixed annuity contracts to guarantee fixed rates of growth.
Jay Gray is an expert in helping clients purchase the best equity indexed annuities for their portfolios. With over ten years of experience as an independent agent Jay has hundreds of happy clients. He is an independent agent who supports clients in Oceanside, Carlsbad, Vista and all communities in San Diego, Riverside and Orange Counties.
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