Oswego Teachers Employee
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The Credit Union, through its affiliation with Owner's Choice Funding, can now offer new mortgages and mortgage refinancing in the following states: Florida, South Carolina, North Carolina and Delaware as well as Pennsylvania, New Jersey, Massachusetts, Connecticut, Vermont, New Hampshire and, of course, New York.

Call for details. Take a loan with us and when your payroll stops for the summer-so do your payments. The Credit Union now offers members the option of skipping loan payments for August and September for the life of the loan. Already have a loan with us? We will convert the remainder of your current loan to allow you to skip summer payments.
Services
Oswego Teachers' Employees FCU has been serving the employees of Oswego county school districts since 1961. We are not the biggest, but the best in meeting our members' saving and borrowing needs. Our low cost structure and philosophy provides you a better alternative to other larger financial institutions.
High school juniors and seniors will soon face graduation and making their own way in the world. Are they prepared to handle financial tools and financial responsibilities? We, together with parents, can help with financial education. Our financial starter package includes a checking account with a debit/ATM card, online banking and a low-limit charge card (qualified co-maker required).
Along with savings, checking and loan and online services, Oswego Teachers Employees Federal Credit Union offers a number of additional services to its members. These services are simply meant to help enhance your benefits as a member of the Credit Union and they are available to you either for free or at a very minimal cost.
I hereby certify that all information contained in the application is furnished for the purpose of obtaining the loan requested herein and is true to the best of my knowledge and belief. I further certify that no consideration has passed or will pass from me, as borrower, to an endorser for his endorsement or to co-maker for his/her signature.
Oswego Teachers Employees' Federal Credit Union offers different loan types to make sure you land the house of your dreams. Whether it is a Traditional Home Equity Loan, a Home Equity Line of Credit (HELOC), or a Home Improvement Loan, we've got you covered! This low-cost loan option allows you to borrow against your home's equity to get cash for whatever you need.
Reviews (1)
Robert Kaier
Robert Kaier
Jan 25, 2020
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Great financial institution with helpful personnel that provides personalized service to members.