Wheat State Credit Union is made up of people like you who live in Kansas. We are a member-owned nonprofit financial cooperative who is dedicated to improving our members' financial standing. Our members have a say in how the credit union operates with voting privileges at the annual membership meetings.
Whether you are considering purchasing your first home or looking to refinance your current home for a more suitable rate or payment. With our competitive savings and loan programs, Wheat State Credit Union offers the convenience of 24-hour loan applications over the web, by fax, or by phone. You do not need to be a member of the medical community to be a member of Wheat State Credit Union.
Whether you are considering purchasing your first home or looking to refinance your current home for a more suitable rate or payment. With our competitive savings and loan programs, Wheat State Credit Union offers the convenience of 24-hour loan applications over the web, by fax, or by phone. You do not need to be a member of the medical community to be a member of Wheat State Credit Union.
Services
A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees' Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
A St. Joseph Hospital employee, microbiologist Dennis Carr, first introduced the credit union idea, and St. Joseph Hospital Employees' Credit Union was chartered in 1963. The name was changed to Medical Community Credit Union in 1998 and to Wheat State Credit Union in 2015 to better reflect the expanded field of membership we now serve.
Credit Unions are mistakenly thought of as just another financial organization, but through established values and organization we also identify ourselves as cooperatives. A credit union is unlike any other financial institution. Owned and operated by the people it serves, every credit union is formed by a group of people wanting to control their own financial destiny.
Why Credit Unions are Better than Banks? It's really quite simple. As a member, you are an owner of a not-for-profit financial cooperate. This gives you the ability to pool your savings with other members, lend to one another, and own the organization where you save, borrow, and obtain other related financial services.
Whether you are considering purchasing your first home or looking to refinance your current home for a more suitable rate or payment - whatever your mortgage loan needs - look to your credit union to help meet them. Not only do we offer extremely competitive interest rates on new and used auto loans, we also offer Guaranteed Asset Protection (GAP) and extended warranties which are often substantially lower in cost than you can purchase elsewhere.
Reviews (6)
Deedee Jones
Nov 20, 2021
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Joshua Hall
Aug 22, 2020
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I have had a great experience with Wheat State so far. When looking for an auto loan, I first went to intrust bank as I had an account with them for 2 years. However, it was put through their automatic system to determine whether I received a loan without a second thought. I heard about this credit union from a car dealer I went to and received an auto loan the same day. They have given exceptional service throughout my time with them.
Financial Truth
Dec 21, 2018
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I TOO HAD TOTALLY FAITH AND TRUST IN THE INDIVIDUALS THAT SERVE US. IT ALSO SADDENS ME THAT WE ARE SO DUMB DOWN TO THE FRAUD THAT WE BELIEVE THEY ARE DOING US A FAVOR. BANKERS MANUALS, IRS PUBLICATIONS TELL DIFFERENTLY. YOUR CAR, YOUR HOUSE WAS PAID FOR AS SOON AS YOU SIGNED THE SECURITY AGREEMENT. THE BANKS COME BACK TO USE TELLING US THEY ARE LOANING US MONEY FOR THE HOUSE OR CAR. QUESTION, DID YOU GET ANY MONEY? PEOPLE GET THEIR PROPERTY TAKEN DUE TO LACK OF FULL DIS CLOSER AKA FRAUD OF FACTUM. WE HAVE BEEN HOOD WINKED. AND SAD THAT THE LOAN AGENT YOU SIT AND SPEAK WITH HAS NO CLUE. BUT THE
Bitt Mann
Nov 01, 2017
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Bill Belshe
Jul 31, 2017
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This Credit Union was the first place to help me after I went through Bankruptcy. They have helped me several times since then. My credit was good and they gave me great rates. Now my credit is bad again because of becoming disabled. I went to ask if they could help me get a car and they preapproved me before I knew what I was going to buy. I will stay with them for life on loans. Thank you Wheat State.
Dustin Banwart
Nov 26, 2016
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We submitted an application to this bank for one of our customers and got the worst customer service ever they wouldn't return a phone call to just simply tell us the answer. We waited in ? for 3 days when we finally got a letter stating there decline then upon requesting a second look with more documentation proving around their decline, they wouldn't even getting the file out...
