Houz Mortgage

Houz Mortgage is a Denver, Colorado premier mortgage lender that offers some of the lowest rates and best personalized service nationwide! Houz Mortgage makes the process fast and easy leveraging highly integrated technology and personalized service with a personal loan team to take care of you all along the way.

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Choose a custom term with a fixed interest rate from 8 to 29 years that fits your financial goals. You may qualify for an FHA loan with a lower credit score than other loans, and a down payment as low as 3.5%. Monthly payments spread over 30 years with a stable fixed rate are lower compared to loans with shorter terms.

Buying your first home can be fast and easy with Houz Mortgage. We take the time to understand your needs and educate you on the process so that you are in control of making an informed decision as a new homeowner.

Starting with as little as 0% down, Houz Mortgage offers a variety of first time homeowner programs including VA, FHA, FHA 203K, Conventional, and we even have options to eliminate private mortgage insurance (PMI) entirely using PMI Edge.As a new home buyer, you can start the process online, schedule a convenient appointment online with a loan advisor (virtual, phone, or in-person), or call us right now.

Funding Fee can be rolled back into the loan instead of out of pocket to lower your closing costs. Houz Mortgage offers VA Loans to veterans, current military members, and the surviving spouses of veterans. Honorable military service has earned this benefit with incredibly low interest rates, flexible terms, and as little as 0% down payment, no private mortgage insurance (PMI), and more flexibility in qualifying.