Spirit Agency Insurance
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We are an independent agent and we work for YOU, not the insurance companies. Our full service commitment is built on local knowledge, professionalism, dedication, and a highly knowledgeable staff of insurance professionals that guarantee consistent and superior service. We are committed to working closely with our clients to deliver the customized products and services that best fit their needs.

With over 25 years of experience we have developed long-standing relationships with over 30 national and regional insurance companies, allowing us to offer you the best rates and coverages available in the marketplace. Whether you have the ideal history the preferred companies desire, or have a more hard to place risk, we find the right coverage, with the best company, at the best price for you.
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One click or call will put the professionals at Spirit to work for you, using our state of the art computer programs that shop the the countries highest rated insurance companies at once. In business over 25 years, we have developed long-standing relationships with over 30 national and regional insurance companies, allowing us to offer you the best rates and coverages available in the marketplace.
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
Living on Long Island is a wonderful experience, but every home or business is at risk of flood that can happen anywhere at anytime. Just a few inches of water can cause thousands of dollars in damages, that are not covered under home and business insurance policies. Our agency specializes and is dedicated to saving you money on your Flood Insurance.
Reviews (3)
Mary O'Meara
Mary O'Meara
Jul 14, 2021
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Positive: Responsiveness
Very efficient great staff ,always friendly and helpful.
Maureen Sheridan
Maureen Sheridan
Sep 06, 2020
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Always available to help direct people to the most cost effective insurance and review policies for any savings.
Thomas Martin
Thomas Martin
Dec 19, 2017
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HORRIBLE SERVICE! I called Spirit Insurance to receive a quote and spoke with Mike. I was offered a reasonable quote so I signed up over the phone. 2 months later I get a bill in the mail from the insurance company quoting me a higher payment. I called spirit to find out as to why and was told the application submitted to the insurance company showed a different "license issue date". I was clear over the phone with my information. I feel this was purposely done so the Broker could benefit instantly. I feel I was taken advantage of and I will be cancelling my insurance and making a formal complaint