Our FHG Capital team is proud to serve the lending needs of homeowners and home buyers in Florida. Our hands-on approach helps each of our clients understand the mortgage process while feeling like we are right by their side each step of the way. Now more than ever it is important to have an experienced mortgage team helping you through the home loan process.
You can trust our team to be responsive to your needs and offer you the right loan at the right price. We get the job done well with personal attention and knowledgeable care.treating each customer like they are our only client. This is one of the reasons Brent Campbell and his team are strongly endorsed so often by customers and community leaders.
You can trust our team to be responsive to your needs and offer you the right loan at the right price. We get the job done well with personal attention and knowledgeable care.treating each customer like they are our only client. This is one of the reasons Brent Campbell and his team are strongly endorsed so often by customers and community leaders.
Services
How much you can borrow from a lender? Use this calculator to calculate the amount you can afford from the lender's point of view. Before you start looking for a new home, you need to have an idea of how much you can afford to pay for a home. To find this out, you will need to take a closer look at your total monthly household income as well as the debts and regular monthly payments you are already making.
Calculate your monthly payment with applicable financial charges, PMI, hazard insurance, and property taxes. As you can see, your payment will vary depending on how much you will be borrowing, the interest rate, and the length of your loan. Other factors also need to be taken into consideration, such as your taxes, your insurance, and your PMI, all of which are included in your monthly house payment.
Is it financially better to buy a home or to rent? The answer to this question depends upon how much the home costs, how much you are paying for rent, and how much you will have to pay each year in order to maintain your home. If you were to pay $800.00 per month, for example, and the average rental payment increase was 4.000%, you would pay $51,996.70 in a 5 year period toward rent.
Deciding whether or not you should refinance your home mortgage depends upon several factors. It also depends upon whether you are looking to simply reduce your monthly payment or if you are hoping to save money in the long run. Summing up these numbers, we can figure out your total refinancing LOSSES, which will be $174.68.
This calculator will compute your Total Monthly Mortgage Payment. Your monthly payment will include principal and interest and an escrow account for property taxes and homeowners insurance. This is also known as PITI. These figures will be based on the term of your loan (amortization) and the amount of money you use for a down payment which is known as the loan to value (LTV).
Reviews (10)
J. Hazelip
Aug 09, 2020
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Mary Madsen
Jul 27, 2020
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Brent Campbell was very awesome to work with. He was always available to answer any question I had. Brent maintained a professional relationship while at the same time comforted me when it felt like I had no idea what was going on as a first time home buyer. I enjoyed working with him and I definitely recommend!
Myron Davis
Jan 06, 2020
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Brent Campbell provided impeccable service to ensure my wife and I closed on the home of our dreams! Brent was transparent with all communication and financial questions. Brent is knowledgeable and exceeded my professional expectations. Most of all, Brent was genuine and truthful, which is the only way I do business.
Landon Gaines
Oct 05, 2019
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If I had a way to give FHG Capital 6 stars I would. Brent and his staff are extremely knowledgeable and walk WITH you through a process that can oftentimes be a stressful one. He looked out for potential pitfalls and always had multiple options and solutions ready if we had any questions or issues. I would recommend FHG over any other service out there. You won’t be disappointed!
Mark Hill
Aug 24, 2019
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Wife and I wanted to buy a home, but didn't feel like we were gonna qualify for what we wanted, however Brent walked us thru everything and made sure we qualified for the house. Thanks to him and FHG we are now the owners of a forever family home. We recommend them to anyone looking to buy their forever home.
Kasey Ivey
Jul 21, 2019
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I had an amazing experience with Brent Campbell and his staff. He helped my husband and I buy our very first home and made it as easy as possible! He is honest and trustworthy!! He has your best interest in mind and will go above and beyond to make sure you get the perfect home!! Thank you for everything!!
J. Br
May 29, 2019
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Very, very good experience. I wasn't sure about using a broker verses a bank or credit union. I went to Brent on someone else's recommendation. Brent worked very hard and was always available to answer any and all questions. He got us closed out and in the house in less than 2 months. The best thing about it was he saved us several thousand dollars at closing. I highly recommend him and his team.
Angela Schwenkler
Nov 24, 2018
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Brent and everyone at FHG were amazing to work with. They helped us find a mortgage that was right for our financial situation. Brent is always available to answer any question that you might have - such a different experience from working with a large bank. FHG truly cares about their clients - I cannot recommend them highly enough.
Julia Giampaolo
Sep 03, 2018
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Brent has been an absolute pleasure to work with. He has helped my family and I through 3 different mortgages. As a first time home buyer, he took the time to explain each step of the process so that I felt comfortable in my decisions. He is extremely knowledgeable and always available to answer questions. Overall, Brent is a great guy and I would highly recommend him if you are in the market for a mortgage.
Berry Family
Jun 28, 2018
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Brent made sure everything went as smooth as silk. We closed on two houses the same day and there were no hiccups. He had all of the financing for our new house in place a week before the other buyer was finished with theirs. If you want a hassle free, great rate loan with no headaches then you have to call Brent !!
