We operated out of an office in the Telco FCU building until 1971 at which time the first paid employee, Gary Bramlette, was hired and our first West Florida Central Credit Union office was established. In 1969 the State of Florida approved the addition of other liquidating credit unions and SEGS (Small Employee Groups) that were unable to support themselves or develop their own credit union.
We were able to merge credit unions such as: Sacred Heart Employees Credit Union, Enlisted Men's Credit Union, Borden's Dairy Credit Union, Automobile Dealers Credit Union, Southern Prestressed Concrete (SPC) Credit Union, Westinghouse, Community Mental Health (Lakeview) and Armstrong World Industries.
We were able to merge credit unions such as: Sacred Heart Employees Credit Union, Enlisted Men's Credit Union, Borden's Dairy Credit Union, Automobile Dealers Credit Union, Southern Prestressed Concrete (SPC) Credit Union, Westinghouse, Community Mental Health (Lakeview) and Armstrong World Industries.
Services
To establish your membership with Central Credit Union Apply Online or stop by any of our branch locations to complete a brief membership application. Bring in your Driver's License or other government issued picture ID, proof of your social security number, and $5.00 to deposit in your savings account.
Whether you're buying a new house or car, paying off pre-existing bills, or just need a little extra cash, Central offers loans to meet all your needs! Your time is valuable! Why waste it driving to the credit union to apply for a loan? Submit your application for your loan and we'll have a decision for you within one business day (mortgage loans excluded).
At CCUFL we believe in providing our members the best products and services available. We also firmly believe that in order to be a leader in our industry we must provide a progressive, challenging and rewarding work environment for our employees. We invite interested job seekers to apply to join our Central CU of Florida team.
Zogo is a gamified financial literacy app that rewards users for completing bite-sized financial literacy lessons on intelligently saving, spending and managing their money. The app includes nearly 300 modules in 20 different topics, from opening a bank account to saving for retirement - and everything in between.
With Central's E-Branch Banking, you may conveniently and safely access account information with no monthly fee. E-Branch, either online or on the mobile app, conveniently gives you access to check your balances, view your account history, transfer funds, and pay bills 24/7. E-Alerts are email and text alerts sent to notify you of certain transactions or events happening on your account within minutes of the actual transaction.
Reviews (9)
John O'Dillon
Dec 29, 2021
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I would like to thank the entire team at the Pensacola Central Credit Union of Florida for a great experience. Barbara MacNeil helped me first in promoting their services and special promotions and encouraged me to apply. She emailed me an application and upon completion referred me to Regina Mosley at the call center. I had several contacts with Regina which was very warm, helpful and in the end bore fruit. Regina helped to arrange a meeting with Kendall Burton from the Cordova Branch where the loan was finalized. I really felt like I was dealing with family through the entire process. Ms. Burton
Jen Genzale
Oct 28, 2021
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I'm a long time customer who encouraged my sons to use this location/credit union. I love the fact that they actually care about every customer and are always friendly, professional and efficient. I've dealt with several banks in my lifetime and, without a doubt, CCUFL is the best of the best. Great people, great experience.
Denise Hibbuf
Oct 16, 2021
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Samantha Brown
Oct 13, 2021
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I'm a new member at Central. I came in for an auto loan and my experience was amazing the process was quick and easy. With the exception of filling out the initial application and finishing paperwork everything was done remotely. Dakota Watkins was a wealth of knowledge and help and really makes sure you get a loan that will work for you and be happy with your financing. 20/10 would recommend them.
Steve Cowley
Nov 11, 2020
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I have been doing my banking with them for a good while now. At all the locations, everyone is so friendly and welcoming. It gives you that “Cheers” feel to it. Highly recommend. Plus the customer service is superb, knowledgeable, and will help you out anytime. I’m extremely big on customer service. If you have terrible customer service then that establishment will not last long. CCUF y’all are great! And another satisfied customer here.
Gulf Coast
Oct 29, 2020
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~STOP TURN AROUND~ and rethink using this bank as your main financial institution for your banking needs. The other negative reviews are not wrong! Most positive reviews are most likely from workers and their families alike.
If this review stops one person from going here than taking the time to write this will be worth while. I’ve deterred several newcomers to the area from making the grave mistake of coming here and I do hope everyone who reads these reviews can take the few minutes it may take to read mine.
Normally, I would highly recommend choosing a ‘credit union’ over a ‘big bank’
If this review stops one person from going here than taking the time to write this will be worth while. I’ve deterred several newcomers to the area from making the grave mistake of coming here and I do hope everyone who reads these reviews can take the few minutes it may take to read mine.
Normally, I would highly recommend choosing a ‘credit union’ over a ‘big bank’
Elexsys Waldrop
Aug 04, 2020
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Been trying to pay this loan off for an hour and a half. Called first and they said they can’t take payment over the phone so I had to go to the drive through and they said my card declined. They made me go out of the drive through that I waited 20 min in and I called my other bank and they said there wasn’t even a charge. So I got back in the long drive through and the lady said they’ve closed there payment processor or something and can’t take the payment. They didn’t close for another 2 HOURS! Guess they don’t want my money! Very disappointed with this location! Like I’m so frustrated
Sabrina Durr
Jan 22, 2020
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Bo Knows Toyota
Jun 05, 2018
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Recently refinanced with Jen Alvarez and saved a fortune. She was able to lower my payment by 100s. After paying a high interest rate to buy my new 2018 Rav4 in December, I refinanced 4 months later. Could not be more grateful to the awesome team at all the Central branches and mind you I relocated to Jacksonville and Jen handled it all and made it super easy for me without even going in.
