But with Island Coast Mortgage on your side, you don't need to wait any longer to move into the home of your dreams. We've been making it fast, easy, and affordable for customers in Cape Coral and throughout Florida to apply for a mortgage since 1986. With over three decades of experience, we are experts in the local market and in every loan situation.
Our loan experts patiently walk you through the application process and answer your questions in as much detail as you need in order to understand fully the terms of a loan. We stay in close communication with you constantly for a smooth, easy, stress-free loan process. You do not need a perfect credit score to apply successfully for a home loan through Island Coast Mortgage.
Our loan experts patiently walk you through the application process and answer your questions in as much detail as you need in order to understand fully the terms of a loan. We stay in close communication with you constantly for a smooth, easy, stress-free loan process. You do not need a perfect credit score to apply successfully for a home loan through Island Coast Mortgage.
Services
Based in Cape Coral, FL, we serve customers in Cape Coral, Fort Myers, Port Charlotte, and throughout the state of Florida. I have over 30 years of mortgage expertise to make every transaction for our clients seamless and successful. Our team will we be available to give you personal service with the best rates and programs from your initial consultation to the closing table.
All information contained herein is for informational purposes only and while every effort has been made to ensure accuracy, no guarantee is expressed or implied. Any programs shown do not demonstrate all options or pricing structures. Rates, terms, programs, and underwriting policies subject to change without notice.
Beautiful weather and even more beautiful neighborhoods make Cape Coral an amazing place to purchase a home. Whether you are shopping for a home here in Cape Coral where we are based or anywhere in the state of Florida, we would love to connect you with the most suitable mortgage. Easy credit qualification, low interest rates and 3.5% down make FHA mortgages a popular option for first time and repeat homebuyers.
Is your mortgage no longer as affordable or convenient as it once was? Do you think you might qualify for better rates and terms were you to apply for a home loan today? When you refinance, you have a chance to take advantage of today's mortgage rates based on your current qualifications. By reducing your interest rate, you pay less every month and may be able to afford to pay your loan off sooner.
Moving into a beautiful home on the Florida coast in or near Cape Coral can be a dream come true. To make it happen, you will need to purchase a home with a competitive mortgage featuring rates and terms which are right for you. Island Coast Mortgage works with a network of wholesale lenders to bring you a variety of loan products and the lowest rates in the area.
Reviews (13)
Stacey Nixon
Dec 04, 2021
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These people are the most amazing professionals you will ever endure. They bent over backwards for us in every situation we ran into and JB and Lynn are so helpful and understanding. We had obstacles that we thought we couldn’t get around and they worked with us in every way to get our loan taken care of. Just amazing that’s what I say.
Deirdre Doherty
Oct 28, 2021
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JB and his staff went above and beyond in a very stressful time for this buyer. I also did not have easy access to WiFi and was so kind to assist if I had needed that little extra help in getting things accomplished in a timely matter. And not missing anything. I would very much recommend anyone to this company. JB answers all questions and very informed. And I got a great interest rate out there. You are in great hands and will not regret your choice in selecting JB and his team. If your looking for quality and customer service. This is your go to company. Making a stressful situation that much
Rida Hernandez
Oct 19, 2021
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I have never felt so strongly in a positive way about a professional business. They are caring, patient, concerned and, in my case, spent a lot of time helping to find the right home for us. Their determination to help us through the process was unmatched. Mr. Broughton and Lynn really worked tirelessly to help us when I feel sure another Mortgagor would not have gone to the lengths they did and going way above and beyond in ensuring that we get just the right house. They did not tire of helping us even when we, ourselves, lost hope. Our gratitude is unending. Thank you both for all your hard work
Jack Howell
Aug 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I have known JB for a couple of years now he and his staff are wonderful,I knew nothing of the homebuying process he help me through every step of the way,He is a genuinely good man who I am now great friends with,I highly recommend Island coast mortgage
I have known JB for a couple of years now he and his staff are wonderful,I knew nothing of the homebuying process he help me through every step of the way,He is a genuinely good man who I am now great friends with,I highly recommend Island coast mortgage
Peter Fleischer
Aug 06, 2021
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Christina Cussins
Jul 27, 2021
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The amount of dedication it took to take on my challenging case because there were many obstacles to overcome! The help I received on better understanding the process and how professional JB was, made me feel comfortable and reassured that me being able to buy a home was not just a dream but now a reality! The great quality in him finding me the best deals and making this happen is very satisfying! I can’t thank JB enough for all the hard work and I would recommend him to anyone!
Graverobber Cgp
Jul 03, 2021
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JB was the best! He not only secured us with a very good loan amount, but he also helped us close on our home. He was there (over the phone and email) every step, from the first showing of the house to the congratulations call after closing. Not to mention our situation required a faster than normal closing speed. 10/10 I will recommend JB and Island Coast Mortgage to all my friends that are looking to buy a home.
Dc C.
May 01, 2021
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JB and Lynn were awesome throughout the whole buying process for our new home. They made it easy for a first home buyer. They were very detailed and left no question unanswered. Always available and never had to hunt them down. They were so quick on getting all entities done. We will always use them for any home buying in Cape Coral. Thank you JB and Lynn.
David Corbin
David Corbin
Kire Seztiel
Apr 30, 2021
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Amazing company!! I wouldn’t go anywhere else. Their expertise is beyond anything else in SWFL. If there is a loan you are having problems closing, or you’re looking for downpayment assistance, or looking to buy your 1st,2nd or 3rd home -or you need a Jumbo loan -that won’t ruin you in interest -then I would advise you to contact JB -with Island Coast Mortgage. They truly make miracles happen.
Justin Wilkinson
Apr 04, 2021
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JB and Lynn at Island Coast Mortgage were exceptional during my home buying process. Each was highly responsive and addressed all of my questions and concerns with swiftness and ease. I am incredibly thankful to have worked with them and would recommend Island Coast Mortgage to anyone looking for reliable and friendly mortgage professionals.
Lisa Lewek
Mar 19, 2021
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JB and his team were amazing to work with and worked diligently over a few months to get us the best deal for our refinance. They found us a very competitive rate and guided us through the whole process. Submitting documents was easy and they kept us informed every step of the way. Nothing was too much trouble and they were an absolute pleasure to work with. I cannot recommend Island Coast Mortgage highly enough! Thank you JB and Lynn - you guys are awesome! :-)
Yvonne Doll
Sep 29, 2020
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Jake K.
Nov 02, 2019
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Can't say enough of how appreciative and impressed we are of JB and everyone at Island Coast Mortgage. We switched to them about 3 weeks out from our closing date and they were fantastic in helping us get a great rate and closing on our home. Our sellers were very anxious about our decision to switch lenders at that time and JB assured us that everything would get completed by our targeted closing date. He did not disappoint. Island Coast Mortgage really took care of us in helping getting the VA loan appraisal and remedies completed. They were very easy to talk and work with and were great
