We are a team of highly qualified professionals with over 10 years of experience in the mortgage industry. See how we can help you purchase the home of your dreams. Meet our Team! Foundation Mortgage Company is a mortgage broker located in beautiful East Tennessee. As a Mortgage Broker, we have access to a variety of wholesale lenders - locally and across the country.
This allows us to match you with the best lending program for your specific situation. Whether you're a first-time home buyer or have been through the process a number of times, Foundation Mortgage specializes in finding the best rates and passing the savings on to you. By partnering with us, you have the opportunity to support a small business here in Knoxville while getting the best pricing and loan programs from some of the largest lenders.
This allows us to match you with the best lending program for your specific situation. Whether you're a first-time home buyer or have been through the process a number of times, Foundation Mortgage specializes in finding the best rates and passing the savings on to you. By partnering with us, you have the opportunity to support a small business here in Knoxville while getting the best pricing and loan programs from some of the largest lenders.
Services
We are committed to providing our clients with the best home buying experience. Our outstanding loan originators specialize in finding you the best lending program with the lowest rates, no matter what your needs may be. Whether you are purchasing your dream home, or refinancing your existing mortgage, our highly experienced team is here to help you.
When buying a home, there are various home loan programs to consider. One of the first choices a home buyer will need to make is whether you want a fixed-rate or an adjustable-rate home mortgage loan. The majority of the loan programs will fit into one of these two categories. However, there is a third option that is a "hybrid" of the two loan programs.
We understand that the home buying process can be overwhelming for first time home buyers. Below is some basic information to help you understand the home loan options available to you. We will work with you to design the best home loan for your specific needs, so that you can get into your very first home quickly and seamlessly!
FHA, or Federal Housing Administration home loans are a great option for first-time home buyers. These loans are insured by the Federal Housing Administration (FHA). The federal government insures loans for FHA-approved lenders in order to reduce their risk of loss if a borrower is unable to make their home mortgage payments.
Conventional home loans are one of the most popular loan options because it offers great rates, lower closing costs, and home buying flexibility. These home loans are offered by private wholesale lenders. A conventional, or conforming, home mortgage follows the guidelines set by Fannie Mae and Freddie Mac.
Reviews (20)
Darrow Davenport
Sep 24, 2021
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Scott Easterday
Jul 23, 2021
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Nathan Woody
Jul 17, 2021
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Hannah Blevins was extremely helpful in our home buying process. As we went through the process of purchasing our first home, Hannah answered every question we had! (There were a lot of questions)
She supported us the whole way through and helped make sure the closing went smoothly, wasn’t pushed back, and even went to our closing in person!
We would highly suggest Hannah Blevins and Foundation mortgage!
She supported us the whole way through and helped make sure the closing went smoothly, wasn’t pushed back, and even went to our closing in person!
We would highly suggest Hannah Blevins and Foundation mortgage!
Jonathan Mathes
Jul 14, 2021
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Hannah and Courtney were a pleasure to work with. They were very quick to respond anytime we needed something and we genuinely appreciate their expertise and guidance along the way.
Hannah even answered my call on a whim, late at night and went the extra mile to ensure we could have an offer ready to put in on our now home. Without her dropping what she was doing to help at that exact moment we might’ve missed out on this house. For that and for everything else we thank you Hannah and foundation mortgage.
Hannah even answered my call on a whim, late at night and went the extra mile to ensure we could have an offer ready to put in on our now home. Without her dropping what she was doing to help at that exact moment we might’ve missed out on this house. For that and for everything else we thank you Hannah and foundation mortgage.
Ginger Rogers Sexton
Mar 12, 2021
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David Joy
Mar 01, 2021
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Jennifer Johnson King
Feb 18, 2021
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RSmith Smith
Jul 31, 2020
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We have worked with this company for buying our first home and worked with them a second time to do the refinancing. Very easy and smooth process and Josh P. is a delight to work with. Their rates are low and highly competitive and process was very fast. If we ever need to buy or refinance another home we will definitely go through them. Also enjoyed that at closing we were able to do curbside service due to COVID-19 and they brought all the paperwork to our car. Highly recommend such a wonderful and professional company!!!
Erin Dalton
Jul 06, 2020
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Refinancing with Josh Purvis and his team went seamlessly. Josh was able to beat other competing quotes. We closed in less than 30 days. Everyone was on top of every step, extremely responsive, and informative. I highly recommend Josh and Foundation Mortgage, and they will be my first call for my future mortgage needs!
Lorraine Patti
May 20, 2020
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This family owned business makes personal service their top priority. My husband and I purchased our Tennessee home while living out of state and everyone at Foundation Mortgage made the process very efficient. They responded quickly, clearly, and knowledgeably to our questions. They secured a mortgage for us at a very attractive rate. We were thrilled to work with such a professional, friendly and supportive organization...especially knowing very few folks in Tennessee. It was a terrific experience working with Foundation Mortgage.
Heather Seitz-Hajek
May 16, 2019
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Huge Thank you to Nick Galbraith and his team at Foundation Mortgage Company out of Knoxville! Serious fast closing as we changed mortgage companies half way through the process. Not only were we able to close in 21 days, but we got a much better rate and terms than our original bank!! They have an excellent team that stays on top of everything with No surprises!!! ❤❤❤ 10 out of 5 stars! ⭐⭐⭐⭐⭐⭐⭐⭐⭐⭐ 100% #foundationmortgagecompany
Ashley Edwards
Dec 26, 2018
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Trevor is awesome! He and his team were thorough, timely & efficient. Trevor answered all of our questions and guided us through each step of the home buying process with no hesitation! He recommended an amazing realty team as well. We are thankful for all of the time and effort he put in to help us be successful and get our family into our new home!
Donald H.
Sep 22, 2018
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Natalie Connelly
Aug 09, 2018
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Melissa Alexius
Mar 22, 2017
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Working with Nick was amazing!!! He and his team were so knowledgeable and friendly! They have us all the options and explained every detail. They got us closed quickly which we needed due to the nature of my husband's job. I would refer anyone and everyone to contact Nick about any mortgage questions! He has our trust!! 👍
Whitney Cate Apa
Mar 17, 2017
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Nick and his excellent staff at Foundation Mortgage made the first time buying process extremely smooth and fun! Every step of the way we felt informed and important. During our first meeting with Nick he spent about an hour with us explaining the entire process and making sure that all of our questions were answered. We immediately knew we were… in good hands, and his help and expertise gave us confidence as first time buyers. Not only was Nick wonderful to work with, his staff is exceptional. Everyone that we worked with at Foundation Mortgage was extremely professional and an absolute
Bethany S.
Dec 29, 2016
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As a first time home buyer Nick and his team did a wonderful job answering all of my questions and they never made me feel like I was bothering them. I was buying my home from a different state but they were able to do everything remotely! Nick really spent the time educating me on the getting a mortgage. His office were extremely professional, polite, and were quick to respond. I highly recommend!
Matthew M.
Oct 14, 2016
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Nick and his team are awesome, they are very knowledgeable and make home buying very easy. They treated mean like I was one of there friends and i never felt like I was just a client. They have your best interest in mind and are always available to answer even the smallest question. I would recommend them to ANYONE! This is by far the best mortgage broker team have ever worked with. If your are in the market for a new house do yourself a favor and call them!!
Katherine F.
Apr 28, 2016
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Buying my first home couldn't have been a smoother process with Foundation Mortgage (and Tamra)! They were extremely helpful and patient. They answered every single question i had within the hour and to my full satisfaction. I would recommend them to anyone and will certainly be using them when purchasing my next home!
Meredith H.
Apr 05, 2016
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Nick, Jeremy and team were absolutely fabulous to work with. We were trying to quickly close a loan for our new build home and they were able to get everything done in the time frame we had hoped for all while getting us the lowest rate possible. Thank you all so much for your hard work! I highly recommend Foundation Mortgage!
