Smart Federal Credit Union is designed to meet the financial needs of ALL current and/or retired school employees in Franklin County and select surrounding counties in Ohio. Our mission is to not only provide you with some of the lowest interest rates around, but to also deliver unbeatable friendly service to treat you like a member, not a number.
So whether you are a first year teacher or about to retire from the educational field, SMART Federal Credit Union is the right place for you! New or used autos, credit cards, personal or student loans, we have the resources you need!
So whether you are a first year teacher or about to retire from the educational field, SMART Federal Credit Union is the right place for you! New or used autos, credit cards, personal or student loans, we have the resources you need!
Services
FREE Online Bill Pay- Simply log on to our ItsMe247 online banking, and click the "Pay Bills" tab. Watch this video to learn more about our FREE Online Bill Pay system! If you become a victim of identity theft, in addition to contacting the Credit Union, you may also want to contact the police or sheriff's department to request a police report and contact the Federal Trade Commission's Identity Theft Hotline 877-438-4338 to file a complaint.
She used savings from her and other "members", and loaned it out to other school employees who needed it. Since then, SMART Federal Credit Union operates with the same personal, intentional care, but on a much larger scale! We proudly expanded our field of membership to serve almost every single school district in Franklin and select surrounding counties in Ohio.
Let's face it - saving is not always easy. SMART Federal Credit Union is here to help! From weddings to college, to vacations or retirement, let us help you save and enjoy your earnings! We try to keep our rates as competitive as possible to ensure you get the most for your money. Make savings as simple as 1,2,3.cents!
Whether you are a first-time home buyer, upgrading, downsizing, or would benefit from a refinance, SMART Federal Credit Union's mortgage experts will help you find the mortgage that's right for you. While Conventional Mortgages are the most common choice, we have options like a VA or FHA that might be more beneficial!
Different from an unsecured personal loan, a secured credit builder loan may help to improve your score by using your own funds - as low as $300 - as collateral. As you make timely monthly payments, you will not only soon have a paid off loan that reports favorably to the credit bureau that will most likely boost your credit score, but you will also receive your original funds back into your account once it is paid back in full!
