Josh Jelsing
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Josh Jelsing
Located in Beautiful Southern California, we thrive on the success and satisfaction of our clients. Josh is our #1 recommended lender for our Walton/Williamson team at Pacific Sotheby's International Realty. He always under promises and over delivers! His team provides personal and concise service to both clients and agents.

His knowledge and expertise of the VA loan process can not be beat. We highly recommend to all agents and Buyers! Josh's strong points are communication, honesty and integrity. Once again, we thank you Josh and team!
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Information and interactive calculators are made available to you as self-help tools for your independent use and are not intended to provide investment advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
Reviews (13)
Nick Skye Hoyt
Nick Skye Hoyt
Feb 13, 2021
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Josh and his team made the whole refinance process so simple and stress free for me! I can't thank him enough for the work he does. He always is available to answer whatever questions I may have no matter how simple they may be and his team is just as professional and a pleasure to work with. I recommend him to everyone I know that is looking to purchase a home or simply refinance to put themselves in a better financial position.
Leonardo S.
Leonardo S.
Oct 31, 2020
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Josh's team were very knowledgeable on what they do. They explain everything in detail and will keep you informed with regards to the status of your loan. They are a great loan servicing provider and will find the best deal with regards to your home loan needs and best of all, will try to save you money. Great job on getting my refinance done in less than a month.
Hillari S.
Hillari S.
Jul 02, 2020
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This is an update to my earlier review when I was in real estate... please read both, as they give different perspectives.

Josh Jelsing has been our loan expert for the last several real estate transactions we have completed. He is a SUPER positive and upbeat person that is always a delight with which to do business. Josh has a team under him that runs as a well-oiled machine as a result of the hard work he has put in over the past several years while building his business. He is extremely available for any question that pops up, so you will never feel like you are lost in the scary and timely
Nate Freed
Nate Freed
Jun 13, 2020
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Josh and Matt worked tirelessly on our file during a wild global pandemic under extremely tight time constraints. They were extremely patient, and explained the necessary steps that we needed to take very clearly along the way. I was told that we had "the most complicated file they've ever received".... not by Josh, but by our agent. This makes perfect sense, because I'm self employed, and we used both of my parents (who are retired and live 3000 miles away) as co-signers. I probably spoke with Josh 75 times over the course of our escrow and emailed him hundreds of financial documents. He was always
Yini W.
Yini W.
Nov 19, 2018
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Josh and his team were awesome to work with. They are very knowledgeable, organized and professional, which made my loan application and approval process worry-free. Josh shared a lot of good information with me prior to my application, patiently walked me through the loan process and laid out pros/cons with each options, which helped me tremendously with my decision making down the road. He worked with my realtor - Roxy Lambert (who's also awesome, look her up!) and kept me updated each step of the way. Moreover, after my loan's closed, Josh scheduled a post-closing call with me to
Diana D.
Diana D.
May 07, 2018
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Josh and his staff were amazing in their help and providing service to handle my refi of my home. I could not be happier with all that needed to be done. There were a few minor hiccups but Josh and his staff handled these concerns with professionalism and quickly. Josh was so responsive he answered phone calls from me in the early hours of the night when he was home...that is great customer service.
Should you need to a mortgage broker... Josh and his staff are there for you and I highly recommend them.
Elisabeth C.
Elisabeth C.
Jan 30, 2018
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Josh and his team made it extremely easy to understand the complexities of buying a new home. We were so impressed not only with their expediency but also Josh's ability to explain the financial information to us so clearly. We will recommend his business to all of our friends and family. So very much appreciated!
Beth V.
Beth V.
Aug 09, 2017
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I'm a realtor, and it's hard to find solid people when it comes to home loans. There are a ton of options out there, but none that have the communication and level of follow up that Josh Jelsing and his team have. We were able to close a transaction last month, and I was so impressed by the experience and professionalism. I will definitely be referring Josh to my future home-buying clients! I'm a big fan!
Gary E.
Gary E.
Jul 01, 2016
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I closed on my property a little over a month ago. The escrow was 30 days which is plenty of time if you're working with the right lender. Josh and his team far exceeded my expectations. Their communication through the entire process was excellent and as the customer I was always made aware of what to expect. They requested every document I needed to provide from the very beginning so everything went smooth. I will recommend them to anyone I know who is buying a home.
Juan M.
Juan M.
Jun 30, 2016
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Josh and his team are very professional . I just purchased my first home thanks to josh and his team. I had a bad experience with to other lenders due to the fact that the home I was purchasing had a hero loan on it. Long story short I was recommended to Josh by a friend that used home in the past and all I could say is he took over and closed my loan in no time . Thanks to Josh and his team I was able to purchase my dream home

THANK YOU JOSH !!!
Lynn W.
Lynn W.
Aug 28, 2015
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Josh is our #1 recommended lender for our Walton/Williamson team at Pacific Sotheby's International Realty. He always under promises and over delivers! His team provides personal and concise service to both clients and agents. His knowledge and expertise of the VA loan process can not be beat. We highly recommend to all agents and Buyers! Josh's strong points are communication, honesty and integrity. Once again, we thank you Josh and team!
Kim J.
Kim J.
Sep 07, 2014
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Josh could not have been more helpful, prompt, and professional throughout the loan process. He went above and beyond meeting with me at my home. He communicated every detail of my loan clearly with all parties involved and even gave his valuable personal advice at times. He was always prompt in returning communications, always friendly, and always double checking things to ensure everything went smoothly.
Yashar A.
Yashar A.
Jan 16, 2014
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I met with Josh yesterday about seeking a home loan, and he couldn't have been nicer, more personable, or more awesome. I believe I have finally found someone whom I can comfortably work with.

Josh, thank you! On behalf of myself and my family.

Cheers!