Modern Financial Planning is a fee-only firm interested in optimizing your finances while you maximize your life. Find out who we are and who we are not. Learn why we're different and how we may be a good fit for you. We offer in-depth financial planning and investment management services. We combine our deep expertise, leveraging of technology, and network of professionals to ensure you are provided with the best possible service.
An initial consultation with us comes with two guarantees: the discussion is free, and there are no high-pressured sales pitches. On the call we aim to get to know you better and determine if we're a good fit for each other.
An initial consultation with us comes with two guarantees: the discussion is free, and there are no high-pressured sales pitches. On the call we aim to get to know you better and determine if we're a good fit for each other.
Services
We are a registered investment advisor and financial planning firm based in the San Francisco Bay Area. We work with clients across the country. Due to our specific expertise, many of our clients are young families or tech employees. Learn more about the clients we serve. We are independent and fee-only.
Mike is a financial planner and investment advisor based in California but serving clients nationwide. Mike founded the firm in 2018 and has a background in both wealth management and tax. Previously, he worked at a wealth management firm managing close to $5 billion, personally working with approximately $250 million.
Investment Management: Design and manage your investment portfolio in a low-cost, tax-efficient manner. Align the portfolio with your objectives. Determine which types of investments best fit in which accounts. Stock Option Planning and Analysis: Track, plan, and develop strategies on how to best handle your equity compensation.
We work with people we like, first and foremost. We built relationships based on trust and mutual respect. Our clients tend to be delegators who still stay curious and involved. The levers for financial success lie inside and outside of one's investment portfolio, so we maintain focus areas in both.
Reviews (6)
C. Morley Hoffman
Jun 22, 2021
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Mike is knowledgeable, professional, articulate, and responsive. He conducted a financial review for me and my husband and helped answer all our major questions about how to meet our long-term financial goals. His review was thorough, tailored to our needs, and yielded immediately-applicable results to boost our financial health. We learned so much from him! Thank you, Mike!
Thomas Owston
Mar 14, 2021
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Mike is a consummate professional. He has a genuine interest in his clients needs and is not afraid to challenge them to take control of their finances. Mike is clearly a student of wealth management and takes his craft very seriously with an emphasis on continuing to build personal equity. We are going on 5+ years working together after Mike initially helped me with an inherited IRA and now helps me annually with various strategies like back door Roth’s. He is always making recommendations about insurance, debt consolidation and future planning. I sleep better at night knowing that my family’s
Neil
Oct 31, 2020
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Brian Brady
Oct 27, 2020
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Establishing a relationship with Modern Financial has been invaluable to my financial goals. Mike Troxell, founder of Modern Financial, is tremendously knowledgeable, an expert in his field and provides best in class client support and advising. Modern Financial’s individualized client-centric approach is very refreshing and leaves no doubt that you’re financial goals are well within reach. Finances aside, Mike is an honest, genuine guy & has created a firm that truly cares about each client.
Baxter Leman
Sep 28, 2020
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I've been working with Mike since day 1 of my financial independence journey. He has always been level-headed, informative, and non-judgmental even when some of my spending habits have been questionable. He has done a great job managing my money and helping me with my taxes. Mike had been delightful to work with and I would highly recommend his services.
Sam Schatz
Sep 16, 2020
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I have been partnering with Mike at Modern Financial since he started. I have known him for close to 10 years and know his work ethic and his deep knowledge with all things finance. He is a great partner and shares his personal opinions + financial knowledge for any investment/strategy related topics. I have enjoyed working with him and plan to continue to do so.
