Snowden & Associates
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Snowden & Associates
Partnering with the strongest carriers in the nation, we specialize in designing benefits for groups of 2 to 100 employees, based on you and your employee's needs, financial goals, benefit utilization analysis and more. Specializing in Kentucky based trade association programs in the commercial construction and retail industries, offering small employers benefit packages at low rates typically only available to larger employers.

We'll help you take advantage of trends such as wellness plans, voluntary benefit programs, and defined contribution plans, all which have been proven to save employers and employees money on premiums and healthcare costs. Complimentary or low cost services designed to help employers keep up with the timely administrative and compliance requirements of running an employee benefit plan.
Services
For more than thirty years, Snowden and Associates has specialized in helping clients in the small business and trade association arena to find, evaluate, and select the most cost efficient, qualify health benefits for their employees. We believe our success is best measured by our client's success, both of which we attribute to a core philosophy we strictly follow, centered around the following fundamentals principles:.
Finding an insurance advisor that understands your business and that has your best interest at heart can be difficult. Unlike your typical insurance agent, Snowden & Associates takes the time, upfront, to understand each and every client's unique goals and circumstances.

With more than thirty years of experience, we know the market and our carriers products, and are able to determine which options are in the best interest of our client's needs, regardless of any one specific carrier.When you work with us, you'll benefit from our approach to designing and managing benefits programs:.
Employee Benefit Packages with low rates and advantages typically only available to larger employers. The Kentucky Construction Industry Trust was established over 30 years ago to provide comprehensive employee benefits to members of participating trade associations.

Due to the mass purchasing power of this fully insured trust, even small businesses are able to take advantage of a high level of quality benefits at costs normally available only to large employers.Currently, there are over 800 employers participating in the trust with approximately 10,000 construction employees and their families covered for benefits.
Wellness plans and benefits extend beyond traditional health insurance and have been proven to reduce absenteeism, claims and premiums, while promoting a sense of financial well being, job fulfillment and more. That's why Snowden & Associates has partnered with many top carriers and other vendors who have conducted research and developed programs geared to keep their members healthy and out of the doctor's office.
Snowden & Associates can help you boost your benefits and productivity at little or no cost. Voluntary benefits create a financial safety-net for your employees by augmenting employer-paid benefits. Sometimes referred to as worksite benefits, voluntary benefits can be purchased by an employee through pre-taxed payroll deductions, at a discounted group rate.
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