Rates start at 9.00% APR*. Minimum loan amount is $500. Monthly payments are $25.95 per $1,000 borrowed with a direct deposit and credit disability insurance with a repayment period of 48 months. Short term loans as an alternative to a Payday Loan. Borrow up to $500 with a 5 month repayment period at 18% APR.
No credit inquiry required. Payments must be auto-deposit. Requirements are an application fee of $20, minimum savings deposit of $55, proof of income (last two paystubs) and Payroll or auto deposits for two months prior to applying. Every month we offer a special loan promotion to meet your financial needs.
No credit inquiry required. Payments must be auto-deposit. Requirements are an application fee of $20, minimum savings deposit of $55, proof of income (last two paystubs) and Payroll or auto deposits for two months prior to applying. Every month we offer a special loan promotion to meet your financial needs.
Services
Mission Statement: To continually strive to maintain a progressive and financially stable CU that gives our members control over their finances by abiding with all applicable regulations, legal requirements, sound financial standards and ethical codes. To provide members with a variety of products and services which are convenient and reasonably priced.
How much am I eligible to borrow? The Loan Guidelines are reviewed annually by the Board of Directors. Most loans, (Signature, Co-Maker, and Personal Service), are based on the ability to pay. We will finance 100% on New Vehicles and up to Retail Value, plus Options (based on NADA Car Guide) for Used Vehicles.
What rate of dividends does the Credit Union pay on Share accounts? Rates are changed periodically by the Board of Directors, based on economic conditions and net earnings of the Credit Union. Current rates are available at the Credit Union office. How are dividends computed? Dividends are computed on full share dollar value and are compounded quarterly and paid on the daily average balance.
Are Certificates of Deposit available at the Credit Union? Yes. If you are a member of the Credit Union and/or a family member, the Credit Union has available four different types of investments. All certificates have a minimum deposit of $500.00. The rate at time of purchase is effective for the term of certificate.
How can savings be withdrawn? Savings may be withdrawn by telephone request or personal request Monday through Friday. Withdrawal requests are taken from 8:30 a.m. to 3:30 p.m. Monday through Friday and may be picked up after 10:00 a.m. on these days. Telephone withdrawals made after 3:30 p.m. will be processed the next business day.
Reviews (1)
Shana Leff
Jan 24, 2019
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