Andres Garcia-Amaya founded Zoe Financial to empower you to make better financial decisions. Andres got his start in the industry at Morgan Stanley, as an Institutional Equity Sales Trader. He went on to complete his MBA at the University of Pennsylvania's Wharton School of Business. He rapidly rose through the ranks in various Executive Director roles at J.P. Morgan Asset Management, which oversees over $300 billion in investments.
Over his 15-year Wall Street career Andres found the industry is broken. Clients want unbiased advice. Yet, most advisors are incentivized to recommend products that pay the highest commission. Zoe transforms the wealth management experience. It's difficult to find a highly competent advisor that understands your unique wants and needs while working in your best interest.
Over his 15-year Wall Street career Andres found the industry is broken. Clients want unbiased advice. Yet, most advisors are incentivized to recommend products that pay the highest commission. Zoe transforms the wealth management experience. It's difficult to find a highly competent advisor that understands your unique wants and needs while working in your best interest.
Services
Zoe Network financial advisors go through a rigorous screening process in order to join the network. All advisors are either CFPs, CFAs, or CPAs accredited independent advisors, have a minimum of 5 years of experience, and have no association with broker-dealers. Throughout the process, Zoe closely examines their investment and planning process, their operations, technology, and even the financial products they recommend.
With Zoe, every step of your prospect to client experience is smoother and more effective. Track your progress and hone your skills with our Advisor Tools. Access to our network is based on merit, and the advisor selection process is rigorous with a current acceptance rate under 5%. Learn more about best practices for Digital Client Acquisition and our exclusive partnership with Wealthbox CRM.
Financial planning is all about creating unique goals and solutions for your life. It's never too early or too late to find the right financial advisor and take advantage of the benefits of financial planning. Think of a financial advisor as a trusted guide who provides personalized solutions for reaching your life goals.
It is a time in your life when you no longer have the working income you've grown accustomed to. If you plan on retiring at age 65, that could mean 20 to 30 years of no working income. Your goal is to build a large enough "nest egg" for yourself so that when you reach retirement age, you have enough to pay yourself a salary each year so that you can enjoy that long vacation without worrying if you're going to run out of money.
Investing can be an intimidating term. Although investing is a very broad term, it is probably the term most often associated with financial planning and financial advisors as, traditionally, financial advisors were mostly focussed on managing their clients' investments.
Nowadays, however, investing in stocks, bonds and other investment vehicles, is much more accessible to non-financial professionals, and as a result, good financial advisors have broadened their product offering substantially.It's important to understand the differences between investing and saving in order to grow your wealth, allowing you to redefine your relationship with money and live the life you want.
Nowadays, however, investing in stocks, bonds and other investment vehicles, is much more accessible to non-financial professionals, and as a result, good financial advisors have broadened their product offering substantially.It's important to understand the differences between investing and saving in order to grow your wealth, allowing you to redefine your relationship with money and live the life you want.
Reviews (8)
Bobby Cordier
Dec 30, 2020
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Robin Merritt
Dec 17, 2020
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Rachel Sosnowski
Dec 13, 2020
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Zoe Financial made it so easy to find the right advisor for my situation and they had no ulterior motives. I even had a chance to meet with my recommended advisors VIRTUALLY, which made me feel much more comfortable. I can't say enough about the quality of Zoe's advisors and the responsiveness & knowledge of the whole team. A FANTASTIC customer experience. Would recommend to anyone in need of financial planning.
Astrid Amaya
Aug 09, 2020
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Alejandro Garcia-Amaya
Aug 05, 2020
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Zaira Amaya
Jul 21, 2020
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Positive: Professionalism, Quality, Responsiveness, Value
My husband and I are amazed at the ease and efficiency of the whole process with Zoe! They assigned us an advisor who perfectly matches our financial situation and our professional field. We have peace of mind now knowing that we have a plan to pay-off debt and secure our retirement and even better, we understand it!
My husband and I are amazed at the ease and efficiency of the whole process with Zoe! They assigned us an advisor who perfectly matches our financial situation and our professional field. We have peace of mind now knowing that we have a plan to pay-off debt and secure our retirement and even better, we understand it!
Vernon Thomas
Jul 08, 2020
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Jody Nichilo
Jul 01, 2020
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Positive: Professionalism, Responsiveness
I was contacted by one of your Financial Advisors and moved my account from TD Ameritrade to Futureyouwealth. Me. Ryan Sterling has already helped me by getting old accounts back, which were sold by TD Ameritrade, without my understanding. I trust Mr. Sterling’s acumen and to date I’m very happy
I was contacted by one of your Financial Advisors and moved my account from TD Ameritrade to Futureyouwealth. Me. Ryan Sterling has already helped me by getting old accounts back, which were sold by TD Ameritrade, without my understanding. I trust Mr. Sterling’s acumen and to date I’m very happy
