Hummingbird Insurance
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Hummingbird Insurance
North Carolina's #1-rated Health Insurance & Medicare Agency has new offices open in Florida!. Here at Hummingbird Insurance, we are committed to getting the best health and life coverage at the best prices for our clients. Our agents specialize in a variety of areas. We work with either the Affordable Care Act (ACA) or Alternatives to Obamacare for those under age 65.

Additionally, we work with Medicare and its array of options for those over age 65, and the new healthcare reform landscape for everyone. We understand that navigating the rapidly changing healthcare landscape can be overwhelming. Our help is always free for individuals and families! Additionally, we understand that everyone has different needs.
Services
Most of our health insurance clients qualify for financial help from tax credits to reduce their monthly payments. Tax credit subsidies are only available over the health insurance exchange in your state. Hummingbird Insurance is based in Asheville, NC and is able to help everyone in North Carolina, South Carolina, Virginia, Tennessee, Georgia, Florida or Alabama - online, over the phone or in person.
Hummingbird Insurance offers affordable health insurance to individuals, families and employers. We've all wondered if it's really necessary to have a full coverage health care plan. It's easy to overlook how important coverage is when faced with high premiums and confusing policies, but just a few medical bills for minor health issues can add up quickly.
Thank you for reaching out to Hummingbird for free professional help navigating Medicare and retirement planning. We are the top-rated Medicare and retirement planning agency in Asheville and Western North Carolina, and we take customer service very seriously. We look forward to assisting you! Hummingbird Insurance is an independent agency - we always put our clients first.
Many customers prefer to supplement their existing high-deductible, HSA, major medical or other coverage with indemnity 'gap' plans. We have several options available - not all are listed here. Please contact us with any questions. The cost of medical care can add up quickly. Health ProtectorGuard fixed indemnity plan pays fixed cash benefits for specific hospital and doctor expenses.
Hummingbird Insurance has several options for dental coverage, including some not listed below. Please ask us for anything that you don't see. Spirit Dental offers immediate coverages, including implants, and calendar-year building benefits. Benefits and the network are administered by Ameritas Dental, the 2nd largest network nationally.
Reviews (14)
Hallie Richards
Hallie Richards
Jan 06, 2022
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Mike at Hummingbird Insurance has been an absolute blessing for helping our family navigate the labyrinth of applying for healthcare. His calm expertise, kindness and knowledge of the myriad aspects of the industry make him the ideal advocate to help get the best coverage possible. It is clear that helping people for him isn’t just a job, it is a vocation and he excels at it. Thank you, Mike.
Kylie Ammerman
Kylie Ammerman
Dec 30, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
If you need help with insurance this is your place. Mike is seriously a life saver. He does all the work for you!! This stuff can be so confusing and you literally don't have to do a thing. Not only is Mike SUPER responsive through email and phone, he is also super personable and truly cares about his clients.
Jessica Spiers
Jessica Spiers
Dec 28, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Rachel Atkins was awesome!! She was professional, very kind and helpful. The whole process was quick and easy to understand. Thanks Rachel for helping me :)
Renee Tomberlin
Renee Tomberlin
Dec 14, 2021
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We tried navigating the health insurance marketplace on our own three years ago. It was frustrating and we gave up thinking we could not afford insurance. Someone recommended seeing Geoff at Hummingbird and we will never regret that move! He made it easy for us to find a policy we could afford. And did all the legwork and paperwork. Thank you Geoff and Hummingbird Insurance!
Clare Beumer
Clare Beumer
Nov 24, 2021
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I’ve been dreading trying to figure out if I could afford a basic health insurance plan but with the help of Kelsi Christensen at Hummingbird insurance it was super easy. We were able to figure it out over the phone in under 20 minutes. I’m so relieved to have affordable coverage and only wish I had reached out sooner. Highly highly recommend.
A. S.
A. S.
Nov 23, 2021
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Cybele spoke with me at an event a year or two ago, but unfortunately I didn't qualify for health coverage. This year she was able to help me enroll for 2022. The actual appointment (over the phone, no less) was quick and painless, and she was incredibly helpful. In a 30 minute window she had me enrolled and explained my next steps and when to pay the insanely low premium.
I'm super grateful to have healthcare after years and years of going without. If you are without health coverage because of our sick for-profit system, please reach out to Hummingbird.
Guy Wedthoff
Guy Wedthoff
Nov 21, 2021
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Cybele Hetherington is great. I was struggling with health care issues and she got me setup right away. Professional, concerned and efficient. I highly recommend Hummingbird to anyone needing help getting health insurance.
Denise Montgomery
Denise Montgomery
Oct 27, 2021
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Have had great service with Hummingbird Insurance. They take the time to find out what I need in insurance and don't push for me to get things I don't need.
Nice to actually have an insurance company to call with questions and actually answer the phone or return your call in a timely manner with the solution to you question.
I have referred them to any friend that has asked for suggestions about insurance.
Denise Montgomery
Logan Harris
Logan Harris
Oct 22, 2021
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I was referred to Cybele Hetherington by my Doctor's office since I was coming off my parents insurance when I turned 26. I have a chronic health condition, and needed to find insurance coverage for next year. Cybele helped me to find an affordable plan since I am still finishing up with my graduate program, and made it effortless for me. I would highly recommend her to assist with finding affordable coverage!
Ellen Howe
Ellen Howe
Sep 18, 2021
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Daniel Murphy was super helpful! He found an affordable plan in a matter of minutes. He also helped me understand/correct some mistakes I had made when trying to research insurance options on my own! His free consultation alleviated the stress out of trying to navigate things on my own! Highly recommend using Hummingbird's knowledgeable staff/services/guidance!
Tony P.
Tony P.
Dec 03, 2020
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Health insurance is expensive and a daunting process that seems futile at times. I booked a free consultation with Brooke thinking that it would just be another runaround trying to get me to commit to plans that were much more expensive than I could afford but she was super down to earth and easy to talk to. She quickly gathered that I am eligible for ACA(Affordable Care Act) and my jaw dropped when I saw how affordable the options were. After looking in to a few plans and her explaining what they mean, I'm enrolled to have substantial coverage for a fraction of the cost of everything that
Carmen L.
Carmen L.
Jan 28, 2020
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I was impressed by the reviews these people had already got, so I thought it would be nice to use a "mom and pop" type of health insurance that's located just around the corner. I thought they'd treat me like a real person and take care of me like one of their own - boy, was I wrong! My agent (who I believe is the owner of the place) found me a really great three-part plan that I thought sounded wonderful. I had several long phone conversations with him last November and December, as it was getting close to decision-time for my health plan this year. I was happy and thinking
Steven S.
Steven S.
Mar 18, 2019
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Geoff (Geoffrey) is outstanding. Extremely knowledgeable and congenial, and works hard to find the best health insurance for your needs. Hummingbird has an extensive database and super tech tools to pull up your information and find personalized solutions based on priorities, level of care, financial capabilities, preferences, Also Geoff, who is one of the owners, will work with you to help with any issues such as contacting the health marketplace and/or helping with the application. This will be my go-2-place for getting healthcare coverage. Asheville is lucky to have Hummingbird to help local
Sarah A.
Sarah A.
Dec 18, 2018
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I can't recommend Jacob at Hummingbird Insurance enough! He was extremely helpful in finding me the best health insurance plan for my needs. Everything about this process was easy and pain free. I did a free phone consultation & he ended up saving me $330 a month! I honestly couldn't believe it! Thank you Jacob!

You can schedule a phone consultation straight through their website, and it really doesn't get much easier than that.