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Carrying insurance on your home and vehicle is not only in your best financial interest, but it also may be required by law. In Denver, Colorado, you must have car insurance that meets at least the state minimum requirements. We can help you understand these requirements and determine what auto insurance policy to purchase so you will follow the law and protect your finances.

We are trusted by so many and want to be your local insurance broker! If you own a home, your lender probably requires you to carry a home insurance policy on the property. However, the minimum insurance may not meet all of your needs. For example, if your home is located in a part of Colorado that is subject to flooding, you may also want to purchase flood insurance.
Services
AFI opened its door for business in 1996. Oscar and Michelle Almeida started the agency one year after college graduation. Currently celebrating over 25 years in business and 31 years experience in the insurance industry! You can place your trust in AFI Insurance! Oscar worked for a captive insurance company straight out of high school.
Taking precautions to ensure that your car is protected from potential challenges that may arise in Colorado can require the right auto insurance policy. The Denver, CO auto insurance that is appropriate for your financial situation, budget and concerns may vary, so it can be useful to discuss your concerns with insurance agents.
Taking steps to keep your house safe from potential disasters is part of homeownership. The Denver, CO, home insurance that you need to feel confident in the safety of your house may vary based on several factors, including your specific concerns and personal goals. Selecting the right plan for your property in Colorado can depend on the concerns that you want to address.
As a business owner, you want to find the Denver, CO commercial insurance that is appropriate for your goals and concerns. Seeking assistance from Colorado insurance agents can provide the tools and information you need to narrow down the options and find a policy that is appropriate for your business.
Nobody really likes to think about life insurance because we all like to believe that we're going to live forever. Medical miracles notwithstanding, common sense dictates that we should contact an insurance agency and make preparations to take care of our families in case the worst should happen. Denver, Colorado residents are not immune to the course of nature and would be wise to put some thought into selecting the right life insurance policy.
Reviews (10)
Sam C.
Sam C.
Dec 04, 2021
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Positive: Professionalism, Value
I had a great experience. I was able to set up my renter's insurance in advance of an international move, then had to shift two addresses in quick succession and they handled everything with ease.
Ed Murdie
Ed Murdie
Apr 29, 2021
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Friendly and thoughtful. Keeps you informed and up to date on your policy.
Tony Muhovich
Tony Muhovich
Apr 18, 2021
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Oscar is all over it when I need something done on the insurance side. He's really friendly and always responds very quickly. One less thing I have to worry about.
Taylor Morgan
Taylor Morgan
Mar 19, 2021
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Oscar and Michelle were beyond professional in helping me find insurance. They are extremely gracious, knowledgeable, hardworking and prompt.
Even when another insurance company made a mistake on my payment and tried to drag their feet, Oscar and Michelle were on them and continued to work diligently until the issue was resolved. Would recommend in a heartbeat.
David Bungay
David Bungay
Nov 30, 2020
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Positive: Professionalism, Quality, Responsiveness
Great office to work with. Fast easy to get insurance taken care of. Always, available! Thanks
Matt Sailas
Matt Sailas
Nov 01, 2020
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Positive: Professionalism, Responsiveness
Oscar with AFI insurance was very helpful when I was looking into picking up a policy for onsite liability for my powder coating shop. He was responsive and thorough when explaining exactly what would be covered under the new policy. Thanks AFI!
Pedro Lopez
Pedro Lopez
Jul 12, 2020
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Positive: Professionalism, Quality
Very professional people they always look for better prices they always answer any question that you have
Ed Horner
Ed Horner
Jun 30, 2020
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Michelle and Oscar have consistently and routinely monitored the markets to customize products to meet our insurance needs. With their help and guidance, we have changed insurors and plans at cost-effective pricing over the many years we've worked with AFI. They always answer our questions thoroughly and promptly. They provide great and responsive service!
P. J.
P. J.
Jun 19, 2020
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Oscar and Michelle always find us the best prices for insurance. And they keep an eye out for anything better and let us know.
Glenn Sr Venegas
Glenn Sr Venegas
May 14, 2020
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I called about a life insurance policy, just inquiring. I ended up getting more help than I expected.
Which was awesome!
I really didn’t realize how important life insurance is. My agent worked hard, especially with my schedule at work. To get back with and help find the right policy for me. 😊