Dioguardi Insurance Agency
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The key difference is an Insurance Agent typically works for one company. Commonly known as a Captive Agent, they pay a good deal of money to work for a company, so they only sell insurance policies for that specific company. This limits the consumer's options to compare products.

An Insurance Broker maintains a distributer relationship with multiple insurance companies which, in turn, allow the availability of many different types of insurance products.So, the credentials of a broker permit them to compare several different policies that are available on the market. Brokers have to stay updated on multiple companies to be able to provide clients with reliable information to make sure the client's needs are met.
Services
Appalachian Underwriters, Inc. offers a national wholesale brokerage outlet for agents looking to bring their clients a broad selection of quality products. Our "one-stop" approach affords you the convenience of dealing with one sales and administration staff, while gaining access to a wide range of high quality companies.
We are pleased to offer collector car insurance to clients and friends of McCloskey Insurance Agency. Hagerty is the world's leading provider of collector car insurance. Our service, knowledge and involvement in the hobby are unmatched in the industry. If Hagerty issues* you a policy, it will be serviced by McCloskey Insurance Agency.
The Progressive Group of Insurance Companies has always lived up to its name by being one step ahead of the insurance industry, and finding new and affordable insurance solutions. We began in 1937 with the first drive-in claims office, became the first to introduce reduced rates for low-risk drivers, and then changed the insurance shopping experience by offering comparison rates on the Web.
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