When you file bankruptcy, your STIMULUS payments and ENHANCED UNEMPLOYMENT BENEFITS are protected from creditors. All Chapter 7 and 13 consultations are FREE and can be done telephonically or via video to make sure everyone stays safe. Our firm will pay for credit reports for all Chapters 7 and 13 debtors and will seek to put all filing fees and attorney fees in a Chapter 13 repayment plan, in most cases.
This means that most Chapter 13 debtors can file with $10 down and get the bankruptcy relief they deserve. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. We are a debt relief agency. We help people file for Bankruptcy under the Bankruptcy Code.
This means that most Chapter 13 debtors can file with $10 down and get the bankruptcy relief they deserve. No representation is made that the quality of the legal services to be performed is greater than the quality of legal services performed by other lawyers. We are a debt relief agency. We help people file for Bankruptcy under the Bankruptcy Code.
Services
Generally this Chapter permits an individual who is temporarily unable to pay their debts to keep their property by repaying their creditors with future income over a period of time, usually 5 years (60 months). You would work with me to set up a Chapter 13 bankruptcy plan and after the plan is paid out, you receive a discharge of your debts.
Our law firm's endeavor is to apply the bankruptcy laws with one goal in mind, to help local Alabamians achieve a debt-free fresh start and a solid financial future. The firm represents people throughout Alabama with offices in Mobile, Foley, Montgomery, Birmingham and Troy. We have the professionalism and experience of a large legal practice with the affordability and personal touch of a small local firm.
Reviews (11)
Kappa Kappa
Aug 28, 2021
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Bre'Osha Harris
Aug 05, 2021
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Hubert Andrews
Jul 25, 2021
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Anquetta Burks
Jul 22, 2021
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Ashlyn Freeman
Jul 06, 2021
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Melinda Newton
Jun 19, 2021
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Brenda McCarthy
Jun 01, 2021
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I have made a lot of poor choices in my life, but the one I do not regret is filing bankruptcy through Stephen L Klimjack.
They are professional and walk through everything you need to know accomplish your goal of stop harassing phone calls etc., to have a new lease on life financially, my payment were reasonable and manageable. I am finally finished with my bankruptcy after several years. I have no intentions of getting back in debt. Blessings blessings
They are professional and walk through everything you need to know accomplish your goal of stop harassing phone calls etc., to have a new lease on life financially, my payment were reasonable and manageable. I am finally finished with my bankruptcy after several years. I have no intentions of getting back in debt. Blessings blessings
Tommy Buford
Mar 02, 2021
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Pamela Mask
Jan 25, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
We had the most wonderful experience. Everything was done for us by a very experienced firm and was very easy and I might add life saving and was not as expensive as I thought. So if you need this, don’t hesitate to come here. You will love the friendly atmosphere here.
We had the most wonderful experience. Everything was done for us by a very experienced firm and was very easy and I might add life saving and was not as expensive as I thought. So if you need this, don’t hesitate to come here. You will love the friendly atmosphere here.
Lisa Nixon
Dec 25, 2020
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I highly recommend Attorney Klimjack! He is professional and kind at the same time, which is rare. He was very helpful during my free consultation and he shared information and tips about things I didn’t even know. His staff is equally professional and courteous and the entire process has been nothing but pleasant and even easy. They treated me with respect and never made me feel uncomfortable about why I was there. If you are even considering filing BR, do yourself a favor and call Attorney Klimjack first!
Emma R.
Mar 05, 2020
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