LN Davis Insurance Agency
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LN Davis Insurance Agency
The L.N. Davis Insurance Agency was founded in 1933 by Mr. Lawson Newton Davis. We are a fourth generation family owned independent insurance agency and we are here to serve most any insurance need you may require. Kathy Lance, agency owner, was the first female president in the (then) 123 year existence of the Independent Insurance Agents of NC (IIANC) and her father, Mr. Paul L. Davis, was also president in 1956 when she was three years old.

We are pleased to announce that Merritt Lance Tongen, daughter of Kathy and Gary, has joined the agency with seven years insurance experience and is continuing the family legacy. We are a full service insurance agency providing insurance for personal, commercial, and life insurance coverage needs. We take great pride in the level of automation we employ in order to handle insurance transactions as quickly as possible.
Services
As a business owner, you need the same kinds of insurance coverages for the car you use in your business as you do for a car used for personal travel -- liability, collision and comprehensive, medical payments (known as personal injury protection in some states) and coverage for uninsured motorists.
There are many kinds of life insurance, but they generally fall into two categories: term insurance and permanent insurance. Term insurance is designed to meet temporary needs. It provides protection for a specific period of time (the "term") and generally pays a benefit only if you die during the term.
What is auto insurance? Auto insurance protects you against financial loss if you have an accident. It is a contract between you and the insurance company. You agree to pay the premium and the insurance company agrees to pay your losses as defined in your policy. Liability coverage pays for your legal responsibility to others for bodily injury or property damage.
Recreational vehicles do more than just carry you from one place to another; they transport you with an eye toward maximum fun and/or comfort along the way. Just because some of these vehicles are associated with playtime, that doesn't mean they don't need the same insurance protection as any other piece of expensive property you own.
Because everyone's needs are not the same, it is best to consult your agent to help assess your needs and find the insurance policy that is right for you. What is Homeowners insurance? Homeowners insurance provides financial protection against disasters. A standard policy insures the home itself and the things you keep in it.
Reviews (5)
Logan McClure
Logan McClure
Apr 02, 2021
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Positive: Professionalism
Down to earth business. I was Greatly appreciated. employees are very smart and respectful! With no rush of time restriction. Very understanding of my needs and willing to help me any way they could. The best policy is the right policy. Thank u so much Lance family!
Marty Sohovich
Marty Sohovich
Feb 22, 2021
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I have been a client of there's for many years. I have had several windshield claims and one accident claim. They are very responsive to whatever services I need. I have bought several properties and they have given me very competitive rates with high level of service. The entire team is professional, hard working and quick to respond to my needs personally as well as the multiple business I own. Highly rated and quality professionals!
Don Kreider
Don Kreider
May 11, 2020
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They never bothered to check on our coverage. We became full time residents., My husband died 5 years ago, I added a carport., many reasons I will not recommend LN Davis.They don't care about the individual. Kathy's Dad worked hard to build the business. They don't care anymore.
Robert Linden
Robert Linden
May 17, 2018
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Service is excellent! Trusted advisors for Life Insurance and Annuities!
Angel De La Rosa
Angel De La Rosa
Jul 16, 2014
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L N Davis is a over the top company that will work very hard for you. They helped my wife and I that had just come to the state and made us very welcome.
We no longer worry about our insurance because they made it happen for us.
thankyou
Angel and Lori Delarosa