Porch Light Appraisal, Inc., is a veteran owned home appraisal company located in Vancouver Washington. Appraising single family homes, condominiums, townhouses, multi-family and vacant land since 2005. Covering all of Clark County, Washington, and Multnomah County Oregon. Porch Light Appraisal, we have a passion for real estate appraisal!
I have had several interactions with Philip in the course of doing business and have found him to be a person of high moral character. I was impressed with him professionalism and attention to detail. Steven was very attentive to our appraisal needs regarding our solar panels. He went above and beyond providing us useful information not only for our current house, but additional information we can use for our next home purchase.
I have had several interactions with Philip in the course of doing business and have found him to be a person of high moral character. I was impressed with him professionalism and attention to detail. Steven was very attentive to our appraisal needs regarding our solar panels. He went above and beyond providing us useful information not only for our current house, but additional information we can use for our next home purchase.
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Porch Light Appraisal, Inc. a real estate home appraisal company located in Vancouver WA. Owned by Steven Philip Gray, Porch Light Appraisal, Inc. has been in business since late 2008, although Steven has been appraising since 2005. Steven was previously a staff appraiser for World Savings Bank, where he cut his first teeth on the home appraisal business, as well as at Wachovia Bank.
To a lot of us, an appraisal is simply another cost on the break-sheet for a home sale or refinance. And even though there are a budding number of automated home valuation methods that might appear less expensive than an appraisal, practically all lenders still want a local expert because the stakes are incredibly high.
We confidently state that Porch Light Appraisal is an FHA-certified appraisal service in Washington. This means that we are certified and approved by the FHA to do appraisals for property loans insured by them. FHA's guidelines, documentation and policies may seem difficult to grasp, but the staff at Porch Light Appraisal is well-trained on how to comply with the rules and regulations provided.
A reverse mortgage is very unique, and the HECM appraisal process that must be done to approve these mortgages is very in depth. A certified and reputable appraiser will work to get the most accurate estimate possible for your home. It is imperative to get an FHA certified appraiser who has experience dealing with HECM appraisals.
The appraisal process is an estimation that leads to an opinion of value. The real estate appraiser must use a number of "approaches, " typically three, to arrive at the estimation of value. One of them is the Cost Approach - which is how much it would cost to replace the improvements, less physical deterioration and other factors, plus the land value.
Reviews (3)
Corey Palmer
Mar 31, 2021
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Todd Addy
Jul 19, 2018
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Brent Wilson
Jun 10, 2018
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Steven was very attentive to our appraisal needs regarding our solar panels. He went above and beyond providing us useful information not only for our current house, but additional information we can use for our next home purchase. Highly recommended Steven for any appraisal needs. He responds quickly and provides an ample amount of information to support his findings.
Brent Wilson
Brent Wilson
