Nearman & Associates
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Since 1979 our mission has been to provide quality, efficient, professional services exclusively to the credit union industry. This mission means more than just providing certified audits and management consulting services for our clients; it means the firm has an unparalleled commitment to the industry.

Nearman, Maynard, Vallez, CPAs, P.A. is rated one of the top three credit union auditors in the nation by Callahan and Associates! Since we deal exclusively with credit unions, our expertise is renowned in the industry. Our dedication to credit unions and our belief in the "people helping people" philosophy has given us the unique ability to provide exceptional services at reasonable prices.
Services
At Nearman, Maynard, Vallez, CPAs, P.A., we offer a wide variety of services and products to assist credit unions in accomplishing their goals. In addition to annual auditing services, we offer an assortment of services in the internal audit, compliance, and operational fields.

Many of our credit unions clients also depend on us for advice on developing effective accounting systems, maximizing operating results, understanding the constantly changing compliance regulations, and resolving various management problems.These operational and compliance issues can affect a credit union's ability to keep the credit union running smoothly and efficiently and to provide immediate service to their membership.
Client appraisals certainly carry more weight than all of our firm's literature promoting our qualifications and experience. Knowing that someone believes in our firm reinforces our goals and commitment to the Credit Union industry. Below are some testimonials from current and former clients regarding their experience with our firm and associates.
The Firm of Nearman, Maynard, Vallez, CPAs, P.A. is committed to maintaining the highest ethical standards. Our reputation of providing excellent service to our clients is a high priority and it is essential that our clients who use our services do so with complete confidence in the integrity of those with whom they deal with in our Firm.
For a CPA firm, the performance of high-quality professional services is essential to ensuring the firm's success, profitability, and longevity. A firm's system of quality control is the bedrock upon which its accounting and auditing practice is based. An effective control system very often reflects a firm's commitment to quality at all levels, which results in high-quality services.
It also modifies the impairment model for available-for-sale (AFS) debt securities and provides a simplified accounting model for purchased financial assets with credit deterioration since their origination. The ASU requires credit unions to measure impairment on their existing loan portfolios based on the current estimate of contractual cash flows not expected to be collected.
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