At Zarco Properties we pride ourselves on our integrity, and on the personal relationships we build with each of our clients. Our agents are committed to ensuring that every aspect of your home buying or selling experience is as smooth and stress free as possible. We have found that this level of customer service results in the highest level of customer satisfaction.
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Cindy couldn't have done more to make our home selling an easier process. From the beginning, she recommended changes to the house that would get us the most bang for the buck, and she was absolutely right about everything. One recommendation alone increased our selling price by $20,000! We always felt like we were her only client, even though we weren't.
Many buyers apply for a loan and obtain approval before they find the home they want to buy. Most loans today require a down payment of between 3.5% and 5.0% depending on the type and terms of the loan. If you are able to come up with a 20-25% down payment, you may be eligible to take advantage of special fast-track programs and possibly eliminate mortgage insurance.
After we present your offer to the listing agent it will either be accepted, rejected, or the seller will make a counter-offer. This is when we will negotiate terms of the contract if necessary. The step-by-step contract procedure for most single-family home purchases is standard. The purchase agreement used is a standard document approved by our local real estate board.
A home is under contract when a buyer has made an offer on a home but the sale is not final. In order for a home to close and no longer be under contract, all contingencies must be met (inspection, financing). When the home successfully closes, the home will be listed as sold rather than under contract.
A "CLOSING" is where you (THE CLIENT) and I (THE AGENT) meet with some or all of the following individuals: the Seller, the Seller's agent, a representative from the lending institution and a representative from the title company; in order to transfer the property title to you.
The purchase agreement or contract you signed describes the property, states the purchase price and terms, sets forth the method of payment, and usually names the date and place where the closing or actual transfer of the property title and keys will occur.If financing the property, your lender will require you to sign a document, usually a promissory note, as evidence that you are personally responsible for repaying the loan.
The purchase agreement or contract you signed describes the property, states the purchase price and terms, sets forth the method of payment, and usually names the date and place where the closing or actual transfer of the property title and keys will occur.If financing the property, your lender will require you to sign a document, usually a promissory note, as evidence that you are personally responsible for repaying the loan.
Reviews (5)
Rebecca McDowell
Sep 05, 2019
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William Lewis
Oct 27, 2015
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Cindy did a great job helping me to find and close on my home. I was a recently divorced father of two and she came recommended to me. I gave her a list of requirements including good schools and amenities for the kids. Her knowledge of The Woodlands and its surrounding communities was extremely helpful. She found the right house very quickly and we had a offer to the seller on the same day. This was during a seller's market where sellers were entertaining multiple offers simultaneously. Her knowledge of the market helped us to determine the right offer without "over-offering", yet enough to entice
Jennifer M.
May 04, 2015
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Cameron Yates
Sep 10, 2014
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Love the service at Zarco Properties! Jay helped me find the right house inside the gates at Carlton Woods. I recommend anyone that is looking for a premier house in The Woodlands area to get in touch with him! He answers the phone whenever I called with any questions. He made the buying process headache free. Great job Jay! I'll be getting in touch with you again for my next house. 5 Stars!
Jay Schulz
Jun 18, 2014
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The team at Zarco is truly amazing. Cindy, Jay and Team helped us to sell as well as purchase a new home in The Woodlands.
This process can be extremely stressful as it is, but in this crazy real estate market, my wife and I were very worried that we would not find the perfect fit for our family. When we met Cindy and Jay (at an open house they were hosting), we instantly clicked. They are very professional, knowledgable, and personable. We asked them to meet us at our house to help us list it a few days later and within a week we were sitting on a cash offer.... and no where to go. Though, we
This process can be extremely stressful as it is, but in this crazy real estate market, my wife and I were very worried that we would not find the perfect fit for our family. When we met Cindy and Jay (at an open house they were hosting), we instantly clicked. They are very professional, knowledgable, and personable. We asked them to meet us at our house to help us list it a few days later and within a week we were sitting on a cash offer.... and no where to go. Though, we
