With the difficulties in our economy and the great loss of employment, millions of Americans have been placed in a position of being unable to fulfill their obligations. Mounting credit card debt, mortgage payments skyrocketing and savings shrinking have all resulted in individuals with overwhelming debt who need a solution to their problem.
Living with the stress of unpaid bills can quickly lead to other problems, such as health issues and family relation problems. Before your life becomes too difficult to bear, contact a Cerritos bankruptcy attorney for help with your financial situation. At RJB Law Offices, our firm has over 20 years of experience servicing the community, helping thousands to overcome their financial difficulties and get back to solvency.
Living with the stress of unpaid bills can quickly lead to other problems, such as health issues and family relation problems. Before your life becomes too difficult to bear, contact a Cerritos bankruptcy attorney for help with your financial situation. At RJB Law Offices, our firm has over 20 years of experience servicing the community, helping thousands to overcome their financial difficulties and get back to solvency.
Services
RJB Law Offices offer Chapter 7 and Chapter 13 bankruptcy attorneys to all debtors in the following counties: Los Angeles, San Bernardino, Orange, and Ventura. Do you have more questions regarding bankruptcy? Call our offices at (888) 235-5374 for more information.
Our attorneys practice law with one goal in mind, to help you regain control of your finances through a business model that revolves around excellent service, our firm is focused on our clients getting the best possible outcome in their case.Our attorneys understand the difficult position our clients are in, debt can effect all aspects of ones life from personal to family to business.
Our attorneys practice law with one goal in mind, to help you regain control of your finances through a business model that revolves around excellent service, our firm is focused on our clients getting the best possible outcome in their case.Our attorneys understand the difficult position our clients are in, debt can effect all aspects of ones life from personal to family to business.
Born in the Philippines, Ray Bulaon, came to the United States when he was 16 years old. As a young student, Ray and his wife struggled when Ray was in law school and with a small growing family and were overwhelmed with job losses and never-ending bills. Ray knows what it feels like to be in debt and not have anyone on your side to protect you and your family's assets.
In these tough economic times, many individuals and families are using the legal process of bankruptcy to bring about relief from their debts and stop creditor harassment. At RJB Law Offices, we want you to understand what bankruptcy is and how it may be employed to your benefit. Armed with the correct information, you can then make a wise choice regarding your financial situation.
Similar to other types of bankruptcy, Chapter 7 is intended to provide you with a fresh start in your financial affairs. At RJB Law Offices, we frequently get asked, "Is bankruptcy right for me?" There is no one right answer to that question. Each person we see is a unique individual that has a different financial situation.
Through Chapter 13 you can adjust your debts to retain your property and pay off your debts over a specified amount of time, usually 3-5 years. The essential element in any Chapter 13 proceeding is a repayment plan. If done correctly, this will satisfy the demands of your creditors and prevent harassment while putting you in control of your finances.
Reviews (4)
Martha V.
Apr 21, 2020
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I contacted this office for information regarding my situation. Attorney Buloan called me that same day and saved me from possibly making a horrific mistake! He is such an honest person and really shows he cares for his clients and business! If I ever need to use an attorney in the future, this is the ONLY office I will be using! It's so hard to find honest and kind professionals these days. Beware of other attorneys because they will lie just for a sale-- this man here is nothing like that at all! Thanks again!!
Process
Aug 17, 2017
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At the recommendation of several friends and a family member who were satisfied in using the services of attorney Bulaon in the past, I brought my sister for a free consultation regarding her debt problems and a pending lawsuit. Honestly, in spite of what I had heard, I was still skeptical at first because I don't like dealing with bankruptcy attorneys.
However, when we met with Attorney Bulaon, we felt comfortable immediately!
We have been searching around for an attorney that stood out from the rest, definitely took us by surprise. Attorney Bulaon was attentive, personable, professional, and
However, when we met with Attorney Bulaon, we felt comfortable immediately!
We have been searching around for an attorney that stood out from the rest, definitely took us by surprise. Attorney Bulaon was attentive, personable, professional, and
L. V.
Sep 07, 2016
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I have been fighting to settle my Heloc after home values have gone way down in our area and I've worked with many so called lawyers and negotiators with no success . Talin at RJB law offices proved to be highly professional , honest and relentless in negotiating our case with the bank and investors . We were able to settle within 2 months of her handling the case . Best of all, she was very realistic with my expectations and communicated consistently on the status and progress of her negotiations . If you need somebody to fight for you, call Talin at RJB Law Offices !
Lisa G.
Nov 06, 2015
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I can't say enough about the service we received from Mr. Bualon and his team. We were on the verge of loosing our home and didn't even know it. My husband lost his job, we needed to modify our home loan and the agent we were working with didn't return our calls and neglected to keep us appraised of our options to secure an appropriate modification. After several months we depleted our savings and was struggling to pay our bills, we decided to seek counsel to see what options we could consider. Rays professional counsel, ethics and integrity got us through. He immediately started
