OS Insurance Services
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I have been a homeowner in Santa Barbara for the past 26 years. I live in a high fire area where it can be difficult to get good homeowners insurance. For years I was forced to use California Fair Plan. Jeff and Luke at OS Insurance Services were able to find me a policy with much better coverage at a better price.

They return my calls promptly and are always friendly and professional. I give them my highest reference and my thanks for making what can be a difficult process almost enjoyable. I have been with OS Insurance Services for years and they are awesome. Jeff and Luke make insurance easy. I was originally with State Farm and OS Insurance not only saved me 30% on my insurance package but also gave me BETTER COVERAGE!
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Our agency has been serving Californians since 2011, providing clients with insurance products and services, including home insurance, fire insurance, California FAIR Plan alternative, and more. Whatever your insurance needs, we'll find the best coverage at the lowest cost. You don't have to spend time filling out online applications to get quotes from multiple companies so that you can make informed comparisons.
We all love convenience. We simplify your life and help you get organized by taking care of all of your insurance needs. We do all of the legwork for you, and we make sure your most valuable assets are protected. We make it easy by giving you everything in one place. As an independent insurance agency, we're not limited to a single provider.
A property may need a high-risk homeowners insurance policy if there's a greater risk of claims because of the geographic area, history of a high number of claims, lack of maintenance, high crime rate, or other factors. Insurers often decline to insure or refuse to renew a high-risk property when a policy ends, making it difficult for property owners to purchase the insurance they need.
We know you can't put a dollar amount on your family, but you can ensure their future is protected. And though costs are a real concern for most people considering life insurance, it never costs as much as you think. After running multiple tests, doctors conclude you have an incurable medical condition that may affect the length of life you have remaining.
A well-structured insurance strategy can help protect your loved ones from the financial consequences of unexpected events. How to strike a balance between work and leisure is just one aspect of the wide-ranging Lifestyle matters. Understanding tax strategies can potentially help you better manage your overall tax situation.
Reviews (2)
David Reeser
David Reeser
Sep 10, 2014
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We got a better deal on our Homeowners insurance when we talked to Luke at OS Insurance Services. I would give them a call if you think you are paying too much.
Amy Schneider
Amy Schneider
Sep 02, 2014
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I really appreciated and enjoyed working with Luke and Jeff at OS Insurance Services. They really know what they are doing as they managed to find me new policies with lower costs and better coverage. I use them for both auto and homeowners insurance and I highly recommend them.