Old Harbor Insurance Services
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Old Harbor Insurance Services
At Old Harbor Insurance, we listen to help us understand your circumstances, and we seek to educate you to understand all of your insurance options. Old Harbor Insurance has proven relationships with well-known carriers. We identify exposure, select the appropriate coverage, and maintain fiscal responsibility.

Old Harbor Insurance is proud to work with a host of life insurance carriers. We enjoy the entire life insurance process from getting to know you to knowing your concerns. Check out some of the amazing homes we have been fortunate enough to insure for our clients! Old Harbor Insurance Services' blog covers a variety of topics and gives you what you need to know about all the types of insurance coverage we offer for our amazing clients.
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Favorite Quote: "A proud man is always looking down on things and people, and as long as you're looking down, you can't see what's above you." Explain what you do each day at Old Harbor to a five year old: People give me their money so that if they break their stuff or hurt somebody I can fix the stuff and help the hurt people get better.
Old Harbor Insurance is a group of individuals working together to serve the needs of our valued clients. Our promise to our employees and agents is to be transparent in our operations, and confident in the assignment of responsibilities. We believe self-glorification makes true unity impossible, and we treat others as we would like to be treated - with humility and respect.
We have over 10 lines of coverage for your personal insurance. See the listing below to find where we can help and minimize your risk of loss while safeguarding your assets. We know your hard-earned dollars are important. We seek to provide premier personal insurance coverage while offering competitive rates that won't break the bank.
Old Harbor Insurance has proven relationships with several well-known, admitted carriers and numerous specialty markets. We work with you to identify the areas and assets in which your business may have exposure and risk of loss. Based on our assessment, we work to develop a commercial insurance plan that covers all of your at-risk areas to avoid loss.
We take pride in our personal connection with our clients: it's one of our core principles. We look forward to learning about you and your goals! Insurance can be a daunting and confusing area. Let us put your minds at ease and answer any questions you may have about your coverage or needs. We seek to provide the perfect combination of premium pricing and coverage terms, specifically fit to your individual needs.
Reviews (8)
Evangelina Charfauros
Evangelina Charfauros
Mar 05, 2020
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I've been fortunate to have Christian Richter as the insurance agent for the house that my daughter and I have. In addition to being very professional, which is what I'd hope our agent would be, he is very personable and easy to talk to. No hiddden agenda; just a genuinely nice and helpful person, unlike some insurance agents I've dealt with in the… past, unfortunately. Instead of making you feel stupid about asking questions regarding all that "legalese", he's very patient in trying to explain what you want to know. Despite the "bad rap" that insurance companies get, with Christian Richter
Ed Barela
Ed Barela
Mar 09, 2017
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Christian Richter, John Carter and Carlo Diaz I can't thank you enough for your care and service in meeting all my insurance needs. In particular in suggesting that we keep full coverage on the BMW. Not sure if you heard yet but my wife was in an accident today and was t-boned. I'm obviously not an adjuster but the air bags deployed and the… passenger side front wheel was pushed in badly. I'm thinking it's totaled. Thank you for first asking me if Kellie was ok it meant a lot to me. I feel so blessed that you took the time to ask me the question when we talked earlier this year about dropping
Mary O'Dwyer
Mary O'Dwyer
Feb 23, 2017
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Being a first time home buyer, the escrow paperwork was overwhelming but John Carter made my process of making a decision regarding my home insurance easy. He also bundled my car insurance as well with at a decent rate. John was quick to respond to questions I had and eased my mind with my decision.
Didem Ferah
Didem Ferah
Jan 27, 2017
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These guys are great! I'm a military spouse, and our homeowner's and auto policy was with a company that promised it would take care of its military members. Well when our premium went up significantly this year, so I had to shop around. I work for a Real Estate office and we always recommend Old Harbor Ins. to our clients so, Carlo was the first… person I reached out to and I'm so glad I did! Not only did he point out things about my policy I was never aware of but he also helped me save over $500/annually on my policies. He was able to give me different options to choose from that work
Tiffany Dawn
Tiffany Dawn
Jan 27, 2017
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Very professional, extremely helpful. Christian always makes us feel important, taking the time to answer all our questions. We are very happy with our choice to switch to Old Harbor.
Skylar Lewis
Skylar Lewis
Feb 16, 2016
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This is one of the most well ran insurance companies. The owners are great people and the products are top notch. I highly recommend them
Dahnyalle Reden
Dahnyalle Reden
Mar 11, 2015
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Thanks to Carlo Diaz at Old Harbor Insurance Services I was able to get my homeowners insurance premium down about 60% of what it was!! In the process of switching over all of our insurance needs. Great customer service. I will be recommending you to everyone I know!
Dawn Elliott - Figueroa
Dawn Elliott - Figueroa
Jan 15, 2015
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Thank you to old harbor and Carlo Diaz for giving me the BEST insurance rates I could find and Carlo thank you for going WAY above and beyond by working with the county for me. I appreciate your efforts more than you know!