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Leonard Valletta is a Magna Cum Laude graduate of Siena College and holder of a Master's Degree in Financial Planning. He is also a CERTIFIED FINANCIAL PLANNER (CFP(R)) practitioner through the Certified Financial. Since Joe joined Albany Financial Group in 1996, he's been providing retirement planning and investment management strategies for business

Until recently, many retirees have been able to rely upon the three-legged stool of retirement income sources: A defined. When universal life insurance debuted in 1982, it quickly became a popular alternative to whole life insurance policies. At its core, diversification is deliberate uncertainty recognizing that it is difficult to know with particular