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60 years ago on Base Alameda, leadership started a round of collections. At the time, payday lenders would often saddle younger recruits with debt. Leadership wanted to help the younger recruits get better loans at reasonable rates. What began as a small round of collections in a shoebox grew quickly with more contributions and greater organization

The Utility District Credit Union (UDCU) was founded in 1935 by a group of EBMUD employees with the goal of providing employees of EBMUD and their family members a place to save their money and provide low cost financial products. UDCU has come a long way during the ensuing decades, but our basic philosophy remains unchanged. We are a cooperative union