How many carriers does your agent quote in order to provide you the most competitive pricing? Most competing insurance agencies are restricted to offering you 1 or 2 carriers because they are considered "captive agents" and are employed by the carrier they represent. If you have a problem with your policy, is the agency available and willing to resolve
Emily Hummel —
Do not use Gerald Insurance company,
San Andreas, CA. They will not give you the best plan for you when it comes to Medicare