Feel free to call or send an email to tomkelly@sonic.net to find out more about the bankruptcy process. Initial consults are always free. Banks have been systematically deceiving consumers with fake loan mod offers, trial period plans, and other abuses. Time is not on you side. Call right away. Bankruptcy provides immediate relief to the intimidation and harrassment of creditors, and stops them from pulling you deeper into debt.
Creditor abuses, lawsuits, foreclosure, wage garnishments and property liens can all be stopped and the debts wiped out. We have handled hundreds of bankruptcy cases, and our experience with the bankruptcy system can help guide you through the process, answer your questions, and provide solid and immediate solutions.
Creditor abuses, lawsuits, foreclosure, wage garnishments and property liens can all be stopped and the debts wiped out. We have handled hundreds of bankruptcy cases, and our experience with the bankruptcy system can help guide you through the process, answer your questions, and provide solid and immediate solutions.
Services
The best way to get in touch with me is by email to tomkelly@sonic.net. I am often in court, meetings, or out of the office on other matters, so I am not available to speak on the phone. If you send me an email, you can give me much more information, and I will be in a much better position to give you solid answers.
Bankruptcy is divided in several clear stages. At each of these stages, there are different requirements from you and from your attorney. The first stage of bankruptcy involves the gathering of your financial information. You will have to do this yourself because most institutions will not release this information to anyone except the account holder.
You are already dealing with difficult financial issues. Naturally, the cost of bankruptcy, both in filing fees and in the loss of assets, is of concern to you. How much does bankruptcy cost? Fees will depend on what type of bankruptcy you file. Typically, there is minimal or no loss to your assets through bankruptcy as many exemptions apply that protect your assets from liquidation.
Any individual or business that is overwhelmed with debt is receiving complex and confusing information from many angles. Debt consolidation companies may be contacting you. Creditors may threaten you. Payday loans and debt buying agencies may be tempting you to use their services. In the vast majority of cases, bankruptcy is the most viable option for solving debt issues.
To file for bankruptcy, an individual or business must meet certain criteria under the bankruptcy code. These criteria have to do with your level of income, your level of debt and the type of debt you owe (i.e., unsecured vs. secured debts).
The complex nature of bankruptcy law, the purposes of various chapters, the income and debts you struggle with, and your specific goals (i.e., saving your home) will determine what type of bankruptcy you file as well as whether or not you are eligible to file.
The complex nature of bankruptcy law, the purposes of various chapters, the income and debts you struggle with, and your specific goals (i.e., saving your home) will determine what type of bankruptcy you file as well as whether or not you are eligible to file.
Reviews (8)
Vino Uomo
Jul 28, 2021
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Ellen Krauss
Jun 20, 2021
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Thomas was incredible throughout the entire process of bankruptcy. He calls you in timely fashion, spends more time to make you feel comfortable. He explains everything. If you need your hand held he will do it willingly. He is the real deal! A professional attorney but, also a very real person who understands the stress and pain you are going through. Look no further, he’s the best.
Jordynn Gingrich
Jun 15, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Awesome person! He responded to me very quickly, and was very helpful with all questions I had. Gave me some awesome advice and made me much more at ease with my situation. If you’re feeling lost, or unsure, definitely set up a phone call! Definitely a phone number I will be saving!
Awesome person! He responded to me very quickly, and was very helpful with all questions I had. Gave me some awesome advice and made me much more at ease with my situation. If you’re feeling lost, or unsure, definitely set up a phone call! Definitely a phone number I will be saving!
Jeremy McCarten
Jun 15, 2021
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Laura Zanoni
Jun 03, 2021
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Jamie Smith
Apr 20, 2021
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Rudyard Johnson
Jan 04, 2020
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Bryan Combs
Sep 07, 2018
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Bankruptcy is a nerve racking situation, it was hurtful. A heaven sent friend who also have the same experience directed me to Thomas, so I called. After some inquiry, I am confident that he and his good office can really helped to take the restlessness out of the situation. Thank you for all your help and guidance. Learned my lessons the hard way but its all worth it.
