Zeshan Usman, the founder of Usman Law Firm, LLC, has helped thousands of people fight back against auto insurance companies and abusive debt collectors. His practice is limited to personal injury and debt relief. He holds a B.A. in Finance from the University of Florida, a J.D., M.B.A. from the University of Miami and has been a licensed Real Estate Broker, Mortgage Broker and General Contractor.
Zeshan understands not only the U. S. Bankruptcy Code, but all the other laws that impact consumers, the Wisconsin Consumer Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Truth in Lending Act, Real Estate Settlement Procedures Act, and more. He is effective because he is informed, knowledgeable, and current.
Zeshan understands not only the U. S. Bankruptcy Code, but all the other laws that impact consumers, the Wisconsin Consumer Act, the Fair Credit Reporting Act, the Fair Debt Collection Practices Act, the Truth in Lending Act, Real Estate Settlement Procedures Act, and more. He is effective because he is informed, knowledgeable, and current.
Services
The Wisconsin Department of Transportation reports that car accidents claim the lives of thousands of people every year and cause millions of injuries. Car accidents leave victims facing physical and emotional pain. Many victims face difficult financial burdens, including medical treatments, property repair costs, and lost wages.
1 Do Nothing: Doing nothing is sometimes the best option. If your income and assets are below certain levels, they may be protected from your creditors. 3 Debt Repayment Plans: We can negotiate with your creditors to lower your payments and eliminate the interest. 5 Bankruptcy: Most people who file a bankruptcy are able to eliminate their debts while still keeping all of their property including their home and cars.
Through the five strategies below you may be able to save your home or walk away from it without owing the bank anything. 2 Mortgage Modification: Eligible candidates can refinance their mortgage into a lower interest rate loan with smaller payments. 3 Short Sale: If your home is worth less then what you owe you may be able to walk away from it without owing the difference.
1 Refinance You Car Loan: You may be able to refinance your vehicle and get a lower monthly payment. 4 Request A Late Charge Waiver: Many lenders will waive or at least reduce late fees if you can bring car payments current with the discount. 5 File Bankruptcy: Filing bankruptcy can give you more time to pay your car loan and reduce the interest rate.
Our office reviews each case individually using the options below. 1 Currently Not Collectable: Apply for currently non-collectible status and get a break from collection activity. 2 Statute of Limitations: In most cases the IRS has only 10 years since the assessment date to collect back taxes. Waiting may be your best option.
Reviews (11)
Heather Morga
Sep 21, 2021
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Faith Vaughan
Aug 28, 2021
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Michelle Albert
Aug 26, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Z. Usman was so helpful in our case. He was patient with all of our questions and thought of the box to make things work out in the best way for us. He made the whole process simple and much less stressful and intimidating. I would highly recommend him for whatever your legal matters.
Z. Usman was so helpful in our case. He was patient with all of our questions and thought of the box to make things work out in the best way for us. He made the whole process simple and much less stressful and intimidating. I would highly recommend him for whatever your legal matters.
Heather Curley
Aug 01, 2021
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Bob Olson
Jul 31, 2021
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Michael Powers
Jul 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I was totally happy with Mr. Usman I would recommend him to anybody for any legal issue, he is totally professional and, he knows his stuff so if you do need an attorney I highly recommend him and I think that you will be happy and will recommend him too when all is said and done...I Thank You Mr. Usman...Sincerely Michael P. Powers
I was totally happy with Mr. Usman I would recommend him to anybody for any legal issue, he is totally professional and, he knows his stuff so if you do need an attorney I highly recommend him and I think that you will be happy and will recommend him too when all is said and done...I Thank You Mr. Usman...Sincerely Michael P. Powers
LeAnn Wurtzbacher
Jun 29, 2021
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Attorney Zeshan Usman was very professional while handling our case. He promptly answered all of our questions and filed all paperwork in a timely manner as well. We felt at ease and well-prepared in all steps of the legal process. His advice and counsel was both thorough and easy to understand. I would recommend anyone who is in need of an attorney to contact Attorney Usman first.
Gary Potter
May 24, 2021
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I was extremely pleased with the legal services that Usman Law provided.
He was very knowledgeable about the law, experienced, very professional, and was very responsive to my messages. Unlike a lot of attorneys I've used in the past, he responded very quickly to my messages on the weekend and early mornings. I would definitely recommend Usman Law to handle your legal services.
He was very knowledgeable about the law, experienced, very professional, and was very responsive to my messages. Unlike a lot of attorneys I've used in the past, he responded very quickly to my messages on the weekend and early mornings. I would definitely recommend Usman Law to handle your legal services.
Siera Fotheringham
May 24, 2021
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Denise Yang
May 23, 2021
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Emily R.
Feb 15, 2017
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