Griffin Funding offers diverse home loan options with competitive interest rates, to help more borrowers make their dream of homeownership a reality. Instead of a traditional stated income loan, self-employed borrowers can qualify using bank statements as proof of income. Refinancing allows you to improve the terms of your loan by reducing your monthly payment and saving you money.
A VA purchase loan can be used to buy a new home, build a home, or make improvements with no down payment. Our mission is to serve our customers with honesty, integrity and competence with the lowest interest rates and closing costs possible. It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
A VA purchase loan can be used to buy a new home, build a home, or make improvements with no down payment. Our mission is to serve our customers with honesty, integrity and competence with the lowest interest rates and closing costs possible. It takes less than 10 minutes to complete our simple, online loan application in order to get the answers you need.
Services
Griffin Funding is a mortgage company that helps borrowers secure a new home loan or refinance an existing mortgage. Our team leverages cutting-edge technology to originate loans that meet your particular needs. Although we specialize in VA loans and self-employed loans, we offer a wide array of loan and advising services.
In our initial meeting with you, a Griffin Funding Mortgage Strategist will do some fact finding in order to discover what loan options are best for you and your unique situation. We will assess what you are eligible for and search the market to find the best rate based on your credit score and other determining factors.
I am writing this in recognition and gratitude for the fine work done by Griffin Funding, Inc. and the excellent team of professionals they assigned to guide us through the refinancing of our home. Colby Freer - Senior Mortgage Consultant. Highly capable, very knowledgeable, committed, and resourceful.
Buying a home is an exciting and big decision. Finding a knowledgeable agent with the best technology is likely high on your home-buying list. Let Griffin Funding guide you home with our excellent home loan products and best-in-class real estate professionals through Greendoor. It's easy, fast and free-plus, you can get your first mortgage payment rebated to you through Greendoor's mortgage rebate program (full disclaimer here).
Arizona (AZ) - Licensed as a Mortgage Banker with the Arizona Department of Financial Institutions No. 0939726. California (CA) - Licensed by the Department of Financial Protection and Innovation (DFPI) under California Finance Lender Law (CFL) No. 60DBO-44274. Florida (FL) - Licensed as a Mortgage Broker by the Office of Financial Regulation No. MBR3384.
Reviews (29)
Stuart Smith
Feb 01, 2022
Report
I was so fortunate to find Griffin Funding to help with a refinance of my home in San Diego that we have owned for over 12 years. My situation was a little different than your usual mortgage lenders were used to dealing with and Sarah Howell recognized that I was still an excellent candidate for a new loan. Sarah and Shayda were fantastic to work with. From the first contact to the funding of the loan, they were on top of everything and dealt swiftly with any roadblocks that came up. Their understanding of the whole process was amazingly thorough and complete. I would wholeheartedly recommend them
Rachel R.
Jan 31, 2022
Report
Me and my husband are both self employed business owners . When we decide to purchase new home in Austin TExas area, we realize self employment can be difficult to obtain traditional mortgage . We are very fortunate to have found our senior loan officer Kristi Manion with Griffin Funding . Kristi made it easy for us to understand our lending options . She help us set up goals and game plan to best prepare our credits and budgeting . She also help set our home shopping price range. That narrowed down our home search. We found the house we love with confident that it will fit our budget.
Rosa Barajas
Jan 26, 2022
Report
Nicola Crook
Jan 19, 2022
Report
Just wow! When we were let down by our original lender I spoke to Ben at Griffin Funding, I did not think at the time he would be able to get the deal done. I threw a million questions at him and he answered them all! He told me it was possible to get the deal done, and I was skeptical due to my past experience with another lender. We then got introduced to Terra she was our processor and she was absolutely amazing, she has such a positive attitude and great energy she was always at the other end of the phone. I would call her multiple times a day with questions and she made me feel like she was
Forrest Bustamante
Jan 12, 2022
Report
Having been previously denied a refinance loan application by a nationally known mortgage company, I was so glad that I did not give up and found Griffin Funding to be very solicitous and understanding of what I wanted to achieve. Ryan Taylor patiently reviewed my file, and he came up with a refinance package that was appropriate and had a better chance of getting approved. Christine Williams then took over to shepherd the loan application to an approval, closing and funding. I am very grateful for the tremendous assistance they provided. It was a gratifying experience to have a loan application
Christy Baxter
Jan 12, 2022
Report
I have had a wonderful experience with Griffin Funding. I had many offers from different companies, but after speaking with Colby I was confident that she was the right person to handle our VA refinance. Her production assistant Shayda was also great. She was very responsive and pleasant. Together they make an amazing team.
Christian Guillory
Jan 08, 2022
Report
I worked with Sam Tebay and Christine Williams to refinance my home and they were both incredible. I wasn’t sure that a refinance was within reach and didn’t have good luck with a different lender but Sam was so proactive and encouraging that they would do everything possible to get me a lower interest rate and they absolutely followed through and made everything so easy throughout the process. Consistent communicators and very competent at their jobs, I highly recommend this team and this company.
Philip D'Alessandro
Dec 15, 2021
Report
I have done a lot of dumb thing since being discharged from active duty, first was not getting a VA loan, second was not applying for service related compensation, which was 48 years worth. A lot of money. Finally a smart thing was to use Griffin to finally refinance our third home. The team did a great job, but it's a mountain of paperwork for sure. Completed the process today, obtained a great rate, especially since they are climbing up again and we'll start enjoying the benefits of almost immediately. As an aside, I am a member of Wells Fargo Private Bank and they were useless when I previously
Dan Doyle
Dec 05, 2021
Report
I had the best experience with Griffin Funding! Mostly due to Lexie Estrada. She was a complete pleasure to work with. Lexie was always prompt and helpful in getting my loan approved and funded etc. I have worked with many companies of my years of being a home owner and I know a great company to work with and Griffin Finding is one of those. Lexie is a true asset to the company and she is why I’m giving a 5 star review.
Fred Alonso
Dec 02, 2021
Report
To Whom it May Concern:
I, as do many homeowners, receive many funding requests from different loan companies, so when I received an email stating that Griffin Funding could provide me with a VA loan with an excellent rate, and, fast processing, I thought, "Why not see what they can do".
I'm glad I tried!
At the time, I had my current home in escrow and was going to use the sale proceeds to finance a new home purchase.
I explained my situation to the loan officer/s, (names below), and was assured that my new home purchase could be handled with relative ease.
And indeed, it was, so smoothly
I, as do many homeowners, receive many funding requests from different loan companies, so when I received an email stating that Griffin Funding could provide me with a VA loan with an excellent rate, and, fast processing, I thought, "Why not see what they can do".
I'm glad I tried!
At the time, I had my current home in escrow and was going to use the sale proceeds to finance a new home purchase.
I explained my situation to the loan officer/s, (names below), and was assured that my new home purchase could be handled with relative ease.
And indeed, it was, so smoothly
Dirk Griffin
Nov 25, 2021
Report
This is the second time I used Griffin Funding to refinance my home. Sarah and Lexie were a pleasure to work with. This team is always there to answer any question you might have the process was smooth and easy. They are always in constant communication with you through out the process. I have recommended many of my Soldiers to them and they have all been appreciative and satisfied with this lending instatution.
Andy B.
Nov 08, 2021
Report
I am very pleased with my recent experience with Griffin Funding. From the initial inquiry to the final close, the process with our mortgage was seamless. Colby and Shayda provided white glove service and really were extremely quick to respond to questions. They really did a wonderful job throughout the whole process. Thanks so much Colby and Shayda! You guys rock!
Sean K.
Jul 29, 2021
Report
April H.
Jul 20, 2021
Report
Griffin Funding was a great company to work with! We worked with Christine who was helpful and patient with our extremely busy schedules. The process was seamless for our refinance and we are so glad we chose Griffin! We've had experiences with large lenders that were less than adequate and we're glad we made a change
Merton B.
May 25, 2021
Report
David F.
May 04, 2021
Report
Jj J.
Apr 29, 2021
Report
I'm beyond ecstatic to give Griffin Funding Inc a 5 Star review. From the beginning, to the end of my loan refi process everyone I dealt with at Griffin Funding was fantastic, friendly, professional and knowledgeable about the loan process. Special thanks to Elishia T. Ortiz and Lauren Swartz for all the great work handling my loan.
I've never used my military VA loan in the past 30 years because every loan officer said it was a difficult process. This was the fastest process I've ever experienced doing a refi and I received the lowest rate avail today with the help of Griffin
I've never used my military VA loan in the past 30 years because every loan officer said it was a difficult process. This was the fastest process I've ever experienced doing a refi and I received the lowest rate avail today with the help of Griffin
Tom B.
Apr 12, 2021
Report
I heard from all the top mortgage companies but Griffin Funding was the first and the best. Many of the others sounded like used car salesmen. Griffith was very professional and interested in what I wanted in my re-finance. Ben Nelson (my loan officer) asked all the key questions necessary to start my refinancing. He suggested the VA loan that I would be qualified for and provide me the lowest rate possible. His direct report (Guy Troxler) reviewed & approved everything. I was able to get a 2.0% 30 year fixed loan!
I was then assigned to an Account Manager named Dani Kammann to process
I was then assigned to an Account Manager named Dani Kammann to process
Carol M.
Apr 11, 2021
Report
We have used Griffin Funding for our last VA refinances. I would not use anyone else. The company is extremely knowledgeable, quick, on top of everything and we did not have to worry about constant follow up. I have to commend Shayda and Sarah Howell on taking the ball and running with it. I ended up in the hospital during this last refi and they did everything to accommodate me to get our loan documents signed and loan funded within our loan lock. Which was no small feat under the Covid circumstances. Hats off to Griffin and these wonderful women!
Austin M.
Apr 06, 2021
Report
Our experience with Griffin Funding on 2 separate refinances was outstanding. Christine, Michelle, and Charles were such a pleasure to work with. The expedient communication during the process was unlike any other lender we have ever experienced and we would highly recommend reaching out to them for any mortgage related financing. They earned their 5-star rating from us and we couldn't be more grateful!
Rosa M.
Mar 03, 2021
Report
I'm refinancing with Griffin for the third time and I can't recommend them enough... we had financed and refinanced mortgages many times over the years and Sarah Howell and her team (Meagan and Michelle) are by far the best. Clear accurate and always pleasant!
Sarah's consulting is insightful and on point. They have found me the best rates locked on time and closed on time. 5+ starts all round!
Sarah's consulting is insightful and on point. They have found me the best rates locked on time and closed on time. 5+ starts all round!
Nan M.
Feb 20, 2021
Report
Griffin pulled us through a very difficult and lengthy loan with patience, encouragement, and professionalism. David Mufareh responded to us with professional and prompt efficiency.
When Dani Kammann came into the process to manage our account she called to introduce herself and we were immediately comfortable and confident with her and the positive way she reached out to us. After that, she walked us through many steps that required a great deal of patience on her part and it never seemed to ruffle her. Dani was very quick to address any concerns and questions with a sincerity that we greatly
When Dani Kammann came into the process to manage our account she called to introduce herself and we were immediately comfortable and confident with her and the positive way she reached out to us. After that, she walked us through many steps that required a great deal of patience on her part and it never seemed to ruffle her. Dani was very quick to address any concerns and questions with a sincerity that we greatly
Daylin B.
Jan 29, 2021
Report
During our refinance the team at Griffin was very quick and helpful! We even recommended to our friends! Chloe Shubin handled a couple of our concerns with such a quick turnaround and she kept us posted. Matt & Dani are also great! Great Team! We did have a couple situations where our property taxes weren't properly taken care of as well as our home insurance so just be aware and on top of that! Just triple check it was shifted properly.
Christine L.
Jan 28, 2021
Report
Guy at Griffin Funding found me a great rate for my refi - a full point lower than "the other guys!"! He also answered all of my questions, most times same day.
Lexie in the "sign here" department made sure all the docs were as they should be. Both of them were cheery and professional - streamlining what could have been an arduous, demoralizing process.
I recommend Griffin to anyone who is shopping for a more than competitive rate combined with professional service. Thank you GF!
Lexie in the "sign here" department made sure all the docs were as they should be. Both of them were cheery and professional - streamlining what could have been an arduous, demoralizing process.
I recommend Griffin to anyone who is shopping for a more than competitive rate combined with professional service. Thank you GF!
Dennis S.
Jan 26, 2021
Report
I am writing this in recognition and gratitude for the fine work done by Griffin Funding, Inc. and the excellent team of professionals they assigned to guide us through the refinancing of our home.
Colby Freer - Senior Mortgage Consultant
Highly capable, very knowledgeable, committed, and resourceful. The initial conversation she provided to us in explaining the advantages, processes we would encounter, the service she and her team would provide to walk us through each step, and the end result we could expect was done with total professionalism and integrity. Every conversation I had with
Colby Freer - Senior Mortgage Consultant
Highly capable, very knowledgeable, committed, and resourceful. The initial conversation she provided to us in explaining the advantages, processes we would encounter, the service she and her team would provide to walk us through each step, and the end result we could expect was done with total professionalism and integrity. Every conversation I had with
Noel I.
Jan 20, 2021
Report
Ben Nelson, Guy Troxler, and Christine Williams were our team and took care of everything from the moment we came on board. They were all very personable and delivered timely responses to all of our concerns (and there were many). There was never a time when we had to be concerned, even when we encountered rough waters. Christine Williams was most patient and helpful with guiding us through the process from start to finish. We were approached by many others during our search for a company to refinance our mortgage. Something told us that this was the right choice ... and it was! We could
Chris B.
Dec 28, 2020
Report
I really enjoyed working with the team at Griffin Funding on my recent VA IRRRL (VA loan refinance). They provided me with a great rate and from the moment we made contact until the loan closed it was about 3 total weeks.
The only reason that I did not give them 5 stars was the title company selected by Griffin for us to use (Fidelity National). That was a $hiT show of a company to work with. But, the team at Griffin worked with us to help make sure the loan closed on time, as promised, and we are ultimately happy for the outcome.
The only reason that I did not give them 5 stars was the title company selected by Griffin for us to use (Fidelity National). That was a $hiT show of a company to work with. But, the team at Griffin worked with us to help make sure the loan closed on time, as promised, and we are ultimately happy for the outcome.
Thomas P.
Oct 29, 2020
Report
I had searched for an Institution that would be able to get me the rate " I wanted", and move on it before it shifted again!
I reached out in reply to a email, as I had done business before with Griffin Funding. I worked with their Agent- Colby, and her constant communication and going over the numbers had me comfortable to select Griffin Funding for my Refinance.
Once I was settled on had the numbers right, I then moved forward working with Lexie, doing all the documents and setting up an appointment with the Notary.
Although their office and my residence is completely separated
I reached out in reply to a email, as I had done business before with Griffin Funding. I worked with their Agent- Colby, and her constant communication and going over the numbers had me comfortable to select Griffin Funding for my Refinance.
Once I was settled on had the numbers right, I then moved forward working with Lexie, doing all the documents and setting up an appointment with the Notary.
Although their office and my residence is completely separated
Peter M.
Aug 25, 2020
Report
Great experience with Griffin Funding right from the very start. Of course, I made the mistake of putting my interest into one of those 'hey, are you looking to refinance' sites, and INSTANTLY my phone began to ring. Griffin was actually the second to call, but Charlie was came across as highly professional, so I asked him to offer me a competitive quote to the first company. He came back very quickly with a more competitive quote than the first company, so I chose to try Griffin out.
Charlie and his associate Christine were fast, friendly, and provided excellent updates and status
Charlie and his associate Christine were fast, friendly, and provided excellent updates and status