The team at IPM is ready to guide you through your next home loan. We offer pricing from some of the most competitive investors in California and our loan application process is easy. Go ahead, give us a call or apply online. But first, check out our awesome rates! Whether you are shopping for a VA, FHA or Conventional mortgage, our mission is to make the experience of getting a home loan easy and very affordable for you.
If you want the best rate available, you will be happy to know our clients normally save at least.25% in rate for the same fees most lenders will quote you. Great rates are important, but so is the service you will receive. We are Mortgage Brokers. What that means to you is we represent over 40 different "Direct Lenders/Investors".
If you want the best rate available, you will be happy to know our clients normally save at least.25% in rate for the same fees most lenders will quote you. Great rates are important, but so is the service you will receive. We are Mortgage Brokers. What that means to you is we represent over 40 different "Direct Lenders/Investors".
Services
No Cost, Low Cost or Lowest Interest Rate available, IPM is San Diego's local Mortgage Broker choice for the lowest rates and fees. Since 1984, I have helped thousands of San Diego borrowers to either reach their dream of home ownership, to invest in rental properties, or to use their home's equity to achieve life goals.
IPM always offers you pricing in the best 1% of all lenders in CA with fast reliable service. The below pricing examples are for a conventional PURCHASE loan amount of $548k at 80% ltv on a SFR and assumes a 760+ mid credit score. Closing Costs in RED are points paid by you to buy down the rate and Closing Costs in GREEN are a credit towards your 3rd party costs with 0 point paid to the lender.
The customer service Jim provided was amazing. We hit several bumps in the road with our lender and Jim navigated me through them with excellence, helping me to understand the complexities of what was occurring. Jim is prompt to respond to all questions and concerns. I am not easily impressed. Jim Ward walked me through the refinance process in a reassuring and helpful manner.
At IPM, we make applying for a loan easy and convenient! You can connect with one of our mortgage consultants over the phone or we encourage you to use the online application. Bankruptcy / Discharge papers for bankruptcies existing in credit history, if applicable in the last 7 years. Bank statements - Most recent two months' statements for all accounts - all pages (even if blank).
Before starting your Online Mortgage Application, be sure and visit our Mortgage Application Checklist. Also, the Helpful Resources page will answer many of your questions on other loan related topics. Jim went above and beyond to make my sure deal went through. Not only was he a true professional, but he also gave me a great rate and and super fast service.
