PacificFirst Mortgage believes in the value of relationships and it's this idea that ensures that we provide each of our clients with the Very Best customer service found anywhere in the mortgage industry today! Our dedicated team of financial professionals are trained and committed to have immediate communication with you concerning your mortgage needs.
At PacificFirst we work Extra Hard to meet and exceed the expectations of all of our valued clients, which is one of the most important reasons our clients continue to recommend our services to their families and friends. Our clients close their loans faster with us as a result of the latest state of the art technology and loan processing methods to expedite the mortgage loan application experience.
At PacificFirst we work Extra Hard to meet and exceed the expectations of all of our valued clients, which is one of the most important reasons our clients continue to recommend our services to their families and friends. Our clients close their loans faster with us as a result of the latest state of the art technology and loan processing methods to expedite the mortgage loan application experience.
Services
PacificFirst Mortgage is committed to providing you the Highest Level of customer service as we do with all of our valued clients. We pride ourselves on the fact that every person that we speak with receives personalized service in arriving at exactly the right type of loan that they require in their Very Unique or challenging situation.
PacificFirst Mortgage knows that if you are like most people, purchasing a home can be the greatest single investment that you may make as a family. Also, you are likely aware of the complexity involved in considering refinancing your existing home or planning a new home purchase. With all of the various factors to consider, it's important to be as prepared as possible when starting out.
PacificFirst Mortgage is one of the Premier finance companies serving the needs of existing homeowners and first time home-buyers, as well as the vast community of real estate professionals, their valued clients and friends.
If you are seeking a Highly Successful Career with a dynamic, exciting and lucrative position in the finance and real estate industry, PacificFirst can show you exactly how to get there in the shortest amount of time with our companies.PacificFirst Mortgage values your experience and expertise in the mortgage and real estate fields.
If you are seeking a Highly Successful Career with a dynamic, exciting and lucrative position in the finance and real estate industry, PacificFirst can show you exactly how to get there in the shortest amount of time with our companies.PacificFirst Mortgage values your experience and expertise in the mortgage and real estate fields.
Risk of foreclosure if you cannot make balloon payment, refinance, or exercise the conversion option. Balloon payment requires you to sell or refinance after the term, as opposed to a 7/1 or 5/1 program with a 30 year term. Some government subsidized programs may generate a recapture tax if you sell the house too soon.
Second, if you are planning to stay in your home for at least three to five years, it makes sense to pay "points" (a point equals 1% of the loan amount) to receive even a small interest rate reduction. Third, you can avoid a cash outlay and still get a low rate by adding the closing costs to your new mortgage.
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