RealMortgage Inc. provides mortgages and other financial services to help you buy the home of your dreams at a price you can afford. Our Loan Officers are passionate about securing the best mortgage and refinance deals available on the market. Our work ethic is to establish meaningful relationships and make customers the heart of the company.
We're here to offer support, patience and understanding. We'll work around your circumstances and explore all options in order to achieve your goals and make smart financial decisions. Let us help you improve your life. We monitor the mortgage rates of a vast selection of banks, lenders and financial institutions in real time.
We're here to offer support, patience and understanding. We'll work around your circumstances and explore all options in order to achieve your goals and make smart financial decisions. Let us help you improve your life. We monitor the mortgage rates of a vast selection of banks, lenders and financial institutions in real time.
Services
Thank you for taking the time to find out about RealMortgage Inc. We provide mortgage and loan refinance solutions, as well as free online tools to streamline your application process. Working with us, you'll save money by choosing the most cost effective financial service available to you. And, you'll save time by reducing the hassle of obtaining mortgage quotes and jumping through hoops every time you're looking for information.
RealMortgage Inc. uses technology to streamline your mortgage loan and loan refinance applications. We have an array of free online tools available to help you generate personalized quotes and compare mortgage and refinance offers from a vast array of lenders.
Our Loan Officers are available in normal working hours to consult you on your options, help you understand the financial implications of choosing a specific product, and navigate you through the convoluted world of mortgages and home finance.
Our Loan Officers are available in normal working hours to consult you on your options, help you understand the financial implications of choosing a specific product, and navigate you through the convoluted world of mortgages and home finance.
Ever took part in a bidding war for that dream home? The seller chose you, but the real race has just begun. You're frantically contacting banks and lenders seeking mortgage approval. They've got you jumping through dozens of hoops, collecting bank statements, credit reports, organizing appraisals and all sorts of other processes.
Refinancing your mortgage means repaying your existing mortgage loan with a new mortgage loan. That new loan will carry new terms, a new interest rate and a new monthly payment. In times of economic uplift, or if you've significantly improved your credit score and financial situation, your lender may offer you a new loan with lower interest rate.
This loan is fully amortized over a 15-year period and features constant monthly payments. It offers all the advantages of the 30-year loan, plus a lower interest rate and you'll own your home twice as fast. The disadvantage is that, with a 15-year loan, you commit to a higher monthly payment. Many borrowers opt for a 30-year fixed-rate loan and voluntarily make larger payments that will pay off their loan in 15 years.
Reviews (10)
Sonny Kay
Dec 12, 2021
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I was lucky to find this team over the web, They are professional responsive, efficient and very flexible. For all my questions they patiently answered me and always open to educate me.
Most importantly, they initially claimed that they usually close in 2 weeks, and were able to close my transaction, within 10 days!
I totally and highly recommend them and for sure I will be more than happy to ask for their help, if I need to refinance or any other mortgage needs.
Kudos to Dan, and his team. I couldn't expect more. Perfect!
Most importantly, they initially claimed that they usually close in 2 weeks, and were able to close my transaction, within 10 days!
I totally and highly recommend them and for sure I will be more than happy to ask for their help, if I need to refinance or any other mortgage needs.
Kudos to Dan, and his team. I couldn't expect more. Perfect!
Jene B.
Nov 13, 2021
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It is hard to top the rave reviews shared by other clients, so I will mention a few details from our excellent experience with RealMortgage!
We had rates locked in with 5 different mortgage companies, all promising to have the best rates and quickest path to funding! Scott McCabe was the last loan officer to join the "race," and he and his team SMOKED the other competitors!! Not only was their process personal, quick, easy, and efficient, they provided the best interest rate for our situation! The very first rate Scott offered beat the competition, and his estimated time to close was amazing!
We had rates locked in with 5 different mortgage companies, all promising to have the best rates and quickest path to funding! Scott McCabe was the last loan officer to join the "race," and he and his team SMOKED the other competitors!! Not only was their process personal, quick, easy, and efficient, they provided the best interest rate for our situation! The very first rate Scott offered beat the competition, and his estimated time to close was amazing!
Ugur Taner
Oct 22, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
I've been working with RealMortgage since 2001! Refinanced multiple times on my home as well as other properties that they have helped me with. They are extremely helpful, knowledgable, and I know they get me the best rate possible. Every Time! Customer for life!
I've been working with RealMortgage since 2001! Refinanced multiple times on my home as well as other properties that they have helped me with. They are extremely helpful, knowledgable, and I know they get me the best rate possible. Every Time! Customer for life!
Denise Russell
Sep 23, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Dan & his team did an Amazing job on our refinance! Very honest and upfront about the process. When any issue arose they took the time to patiently walk us through & figure it out. This is definitely my go to for every refinance or purchase.
Dan & his team did an Amazing job on our refinance! Very honest and upfront about the process. When any issue arose they took the time to patiently walk us through & figure it out. This is definitely my go to for every refinance or purchase.
Michael Buckland
Sep 14, 2021
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Daniel and his sterling team absolutely outdid themselves handling our daughter's refinancing. They were easy to work with and very positive from start to finish, and our daughter is self-employed, which can make loan underwriting much more difficult. We couldn't be more pleased with the whole team, from Daniel to Stone to Kristin. A huge thank you!!!
Steven LaFortune
Jul 30, 2021
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I have re-financed many times in my life and this was by far the best experience I have ever had. Dan Ramirez offered me the best deal and as the process went forward, every time Dan called he had great news! costs and interest rate got lower! RealMortgage is very transparent from the very beginning. No sales guy having to run to underwriting or his boss and then come back with additional contingency's or something different than he told you up front. Dan and his team know their business and they work for you. Something very rare these days, I believe he has your best interests in mind. Professional
D. Mc
Jul 29, 2021
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I contacted my current lender about a refi and got what I thought was a good deal that addressed my needs. Following guidance to get a second or third quote I contacted RealMortgage and Dan Ramirez called me within the hour. He listened to my questions, asked me some additional questions and gave some advice that I had not gotten from the other two entities. And then he got me into a refi at a better rate. The deal closed super quickly and any holdups were from my end. Dan, Stone, Cabrini and the crew were very responsive and professional, but also projected a human element that made doing business
Kevin Bender
Jun 27, 2021
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After receiving several quotes for a refinance of my mortgage and being told I needed to consolidate my other debt into the new loan, which I did not want to do, I received a quote from Realmortgage. Dan Ramirez not only gave me the best rate but said he wanted to work with me to accomplish my goals. I have purchased several homes and refinanced many times over the past 25 years and this was by far the easiest, fastest and most professional experience . Thank you Dan, Stone and all the staff at Realmortgage.
Martha Hernandez
Apr 01, 2021
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M. M.
Jan 11, 2018
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If I could give Dan Ramirez of Real Mortgage, 2173 Salk Ave Suite 250 Carlsbad, CA 92008, (888) 443-8902 20 Stars I would. Through my 40 years of investing, I've worked with different brokers, only one other was as professional, knowledgeable, communicative, caring and "on it" as Dan. You owe it to yourself to USE him.
