You've come to the right place. We can take care of all your Raleigh & North Carolina home mortgage loans - we do the shopping for you, searching for programs from dozens of lenders to find the best match for your Mortgage Loans Raleigh needs. Whether it's your first home purchase, or refinancing the home you've owned for years; whether your credit is stellar or has a few problems, we'll offer a choice of programs to meet your needs.
You'll get all the benefits of today's "high tech" mortgage lending PLUS the personal attention that you deserve! Whether you live in Raleigh, Durham, Chapel Hill, or the surrounding areas, our team of mortgage loans Raleigh specialists will assist you through the entire loan process. Let us take the stress out of finding the right loan; we'll handle all the details from application to closing - call us today at (919) 788-8889.
You'll get all the benefits of today's "high tech" mortgage lending PLUS the personal attention that you deserve! Whether you live in Raleigh, Durham, Chapel Hill, or the surrounding areas, our team of mortgage loans Raleigh specialists will assist you through the entire loan process. Let us take the stress out of finding the right loan; we'll handle all the details from application to closing - call us today at (919) 788-8889.
Services
Satterwhite Financial is your local professional resource for North Carolina home lending. Having serviced the triangle since 2000, our growth is due to the loyalty & support of our clients and customers. Let us put our knowledge & experience to work for you! Pre-Approval is free and easy! Best lending experience ever.
We offer a full complement of programs for all credit situations, including the following Raleigh Home Loans. Our guaranteed 24 hour response program is a break through in today's service industry. We will get our representatives working for you quickly and all while you relax in the comfort of your home.
There are 3 main things banks look at when pre-qualifying a person to buy a home: debt to income ratios, credit scores and general credit & assets for down payment and reserves. 1. Debt to Income Ratios. These are derived from your gross monthly income and the minimum monthly payments on your major accounts.
To properly analyze a Mortgage Program, the borrower needs to think about how long they plan to keep the loan. If you plan to sell the house in a few years, an adjustable or balloon loan may make more sense. If you plan to keep the house for a longer period, a fixed loan may be more suitable. Shopping for a loan is very time consuming and frustrating.
The Raleigh and surrounding areas mortgage application is the true start of the loan process and usually occurs between days one and five of the start of the loan process. The borrower completes, with the aid of a mortgage professional, the application and provides all Required Documentation.
The various fees and closing cost estimates will have been discussed while examining the many Mortgage Programs and these costs will be verified by the Good Faith Estimate (GFE) and a Truth-In-Lending Statement (TIL) which the borrower will receive within three days of the submission of the application to the lender.
The various fees and closing cost estimates will have been discussed while examining the many Mortgage Programs and these costs will be verified by the Good Faith Estimate (GFE) and a Truth-In-Lending Statement (TIL) which the borrower will receive within three days of the submission of the application to the lender.
Reviews (9)
Shayne Czyzewski
Mar 27, 2021
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We were referred to Steve by a mutual source, and he was fantastic to work with. He is knowledgeable, honest, responsive, and cares about his customers and their needs. He is backed up by an awesome staff (hi Christy!) as well. They made our entire refinance process completely stress free. I would 100% recommend anyone use them for a new mortgage or refinance. They are great!
Anthony Freeman
Jun 28, 2020
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I've asked Steve to quote several homes as a part of the competitive quoting process ALL buyers should follow. If you want to get more than one quote and make sure the terms of your loan are in your best interest then Steve isn't your guy. You can just "take his word for it", or shop around and get the best deal for you.
Cory Larsen
May 22, 2020
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Crissy Seastrunk
May 09, 2020
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Dawn Smith
Sep 10, 2019
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I've used Satterwhite Financial for a purchase and a refinance. Steve and his team are top notch!! Not only are they easy to work with, they explain everything, they provide prompt responses when I reached out to them, and did everything they could to make my experience a great one. I HIGHLY recommend Satterwhite Financial!!
Teresa Scaringelli
Nov 26, 2018
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Steve and his team are fantastic! They work hard to answer all of your questions and walk you through the loan process. They were always available to answer all of our questions anytime of the day or night, including weekends. Satterwhite Financial was initially recommended to us by a neighbor and I would not hesitate to recommend them to others!
John Donnelly
Sep 29, 2018
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Being a first time home-buyer and not piggy-backing off family ties, I had a very comfortable first time home-buying experience with Steve at my side! Off a recommendation from a co-worker and friend, I reached out to Steve prior to finding my "dream home" to explore my financial background and determine what would make sense for me. Steve provided more a plethora of options, and advised me on considerations that would best meet my personal needs. Steve worked very closely with my real estate agent, the banks, appraisers, etc. and his awesome team (shoutout to Chelsea!) to ensure the entire process
Bryan Henney
May 16, 2018
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Steve was amazing. I read all his reviews before contacting him after he was referred to me by my realtor. He took the time to explain the entire process to me after I mentioned it was my first time buying. He made himself available as best he could to answer any questions that may come up, came up with various scenarios for me to help me figure out how much I could afford and what I would like to spend. 10/10 would work with him again and recommend him to my friends and others to use.
A. Hansen
Oct 18, 2014
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My wife and I just bought our first house with the help of Steve and his company. They proved to be an excellent help throughout the process and they did a great job of determining the best mortgage rates/lenders and working through the paperwork with us. They were very quick with processing the loan paperwork for closing, patient with last-minute changes to our policy, and very fair when unforeseen circumstances arose. We highly recommend them.
