Disclosed rate assumes a $300,000 rate and term refinance loan on an owner-occupied single family residence in California. Minimum 740 FICO credit score, 60% loan to value with no subordinate debt. If these factors are not met, you may still qualify and additional pricing adjustments may apply. Subject to underwriting approval.
Not all applicants will qualify. Interactive Mortgage customers with loans currently in process or have closed a loan within the last 12 months do not qualify. Interactive Mortgage customers with loans currently in process or have closed a loan within the last 8 months do not qualify. Let's have a conversation about your goals and how Interactive Mortgage can help you accomplish them!
Not all applicants will qualify. Interactive Mortgage customers with loans currently in process or have closed a loan within the last 12 months do not qualify. Interactive Mortgage customers with loans currently in process or have closed a loan within the last 8 months do not qualify. Let's have a conversation about your goals and how Interactive Mortgage can help you accomplish them!
Services
Borrowers hope for painless transactions, transparency, communication, and quick service. But the refinance process can be a daunting endeavor at best, until now. Winnpointe Corporation dba Interactive Mortgage gives borrowers complete interactive control of the loan process. We know today's borrower knows what they want.
Meet the Interactive Mortgage team. Our agents are committed to providing you the highest quality of service and will work with you to find the best loan for your needs. Hello, my name is Adrian Monzon and I hope to be your Loan Consultant for life! We know home financing can be an intimidating experience for a lot of people, so we at Interactive Mortgage would love to make it easier for you by using our experience to guide you.
15 & 27 & 30 Year Fixed - First MortgageWinnpointe Corporation dba Interactive Mortgage is licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. NMLS 302352. Disclosed rate assumes a rate and term refinance of an owner-occupied single-family residence of a loan amount from $300,000 to the maximum conforming loan limit amount in the property's county.
Reviews (10)
Steven Howard CA-Belmont
Dec 20, 2021
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I received one of those postcards advertising low rates and was extremely skeptical. I had already ended 2 previous exploits into the refinance market despite looking for a 15% LTV refinance with 800+ scores. I spoke with Ed Zaida who actually got me a better rate than advertised. I won't pretend that everything went smoothly. Anyone who has entered the refinance market knows that common sense has left the building. You get passed from one person to another and the new person never has the information you have already provided. However, at the end of this road, and the reason they get 4 stars,
Anand Kuzhimattathil
Oct 20, 2021
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Isaac S.
Aug 23, 2021
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They move fast - probably so you don't miss what they are trying to pull...
I was skeptical about random lenders sending offers in the mail, but I Googled and they appeared to be a legitimate company. I called, and after I answered extensive questions, I was asked to fill out a digital questionnaire with essentially the exact same questions. Things were worded very technically, so if you don’t have a deep understanding of lending terms specific to mortgages, a lot of this will go over your head. The loan officer called to follow up and seemed condescending about my responses. This is probably
I was skeptical about random lenders sending offers in the mail, but I Googled and they appeared to be a legitimate company. I called, and after I answered extensive questions, I was asked to fill out a digital questionnaire with essentially the exact same questions. Things were worded very technically, so if you don’t have a deep understanding of lending terms specific to mortgages, a lot of this will go over your head. The loan officer called to follow up and seemed condescending about my responses. This is probably
Bhbae
Jul 27, 2021
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This company contacted me via a letter that has very low interest compared to other lenders. So I called them and started discussion. They talked with great words and promised me a "quick closing". I provided all the required documents very quickly in a couple of days. After that they tried to avoid my contact. I ultimately talked to a manager to get a hold of my loan processor, but he kept saying either it was being processed, it was in the underwriting department where I didn't know who was handling it, or that person would contact me soon. This pattern happened for over a month when I was already
Richard Koontz
Jul 02, 2021
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It's rare that you find any financial/loan folks these days that care enough to go the extra mile. Money money money seems to be the name of the game. With these folks service service service is the name of their game and it shows. They make things simple. They accomplish this by listening to their customers. They actually answer their phone and if busy they return phone calls promptly. There was no ambiguity in their instructions. There were no surprise costs. Any issues that arose were handled and resolved quickly. These are competent, honest and hard working professionals. We are very grateful
Vi S.
Apr 23, 2021
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I had a very good experience with IM for my refinancing. The processes were very simple and straight forward and it took less than a month to close it out. Completely hassle free and well communicated beforehand on the required documentation needs and other stuffs. Very much pleased with IM and would definitely recommend to others.
Cynthia Robinson
Apr 02, 2021
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David Lubnow
Apr 02, 2021
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Denis Nudel
Apr 01, 2021
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The most competitive and quickest guys!
I compared 12 lenders. These guys were on average .25% lower than their competition. The closing was within 2 weeks. I was shocked by the speed of the great service I received. Last year I worked with Chase and the closing took over two months. The amount of paperwork I had to submit with Chase was 5 times more than with Interactive Mortgage. Really happy with them.
I compared 12 lenders. These guys were on average .25% lower than their competition. The closing was within 2 weeks. I was shocked by the speed of the great service I received. Last year I worked with Chase and the closing took over two months. The amount of paperwork I had to submit with Chase was 5 times more than with Interactive Mortgage. Really happy with them.
S. Stein
Jan 24, 2021
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Over phone gave me amazing rate at 2.5% for 30 year fixed. After starting process providing initial paperwork my rate was not locked. Loan officer said would not lock rate on Friday. As of Monday rate was even better 2.37. Request again my rate be locked. Filled out application. Loan officer took three days to email me as to subsequent docs needed. I provided the docs within two days of receiving his email. Two days later loan officer said rate was cancelled b/c I took too long to submit paperwork. He said I missed “hard deadline”, even though his email never mentioned a hard deadline. Instead
