At Family America Mortgage Corp, we treat each customer as an individual, not a number. We don't place you into a loan profile formula created by the banking industry. We use "common sense" and will help you obtain the best loan possible. We represent a wide range of "A" rated lenders with first quality rates to private "hardship" lenders.
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
We work with more than 100 investors. This allows us to get you the best rates on all types of loan programs including: 30yr mortgage, 20yr mortgage, 15yr mortgage, 10yr mortgage, 1yr ARMS, 3yr ARMS, 5yr ARMS, Conventional, Jumbo, Home Equity Lines, VA and Commercial. Whether your situation calls for Full Documents, No Documents, Non-Owner Occupied (Investor) or Multi-Family, we'll fit your needs!
Services
If you're like most people, purchasing a home is probably one of the biggest investments you'll ever make in your lifetime. If you're considering buying a home, you're likely aware of the complexity of the endeavor. Because of the numerous factors to consider when purchasing a home, it's important to prepare as best you can.
To apply for a loan, you will have to provide the lender with detailed documentation of your financial history. The lender will request a credit report from a credit agency and will verify the information provided in your loan application. Evidence of any other assets such as bonds, stocks, or money saved in retirement programs i.e.
FHA might be just what you need. Your down payment can be as low as 3.5% of the purchase price, and most of your closing costs and fees can be included in the loan. Available on 1-4 unit properties. FHA has a loan that allows you to buy a home, fix it up, and include all the costs in one loan. Or, if you own a home that you want to re-model or repair, you can refinance what you owe and add the cost of repairs - all in one loan.
The VA mortgage loans are one of the best and safest methods to use when buying a home. Now even active duty personnel can qualify. If you are a Disabled Veteran, you may qualify for additional benefits on a VA home mortgage loan. The VA Home Mortgage Program does not limit the number of times a veteran may use the program.
Refinancing is often used to lower your interest rate. If rates have dropped since you last financed your home, you may want to consider refinancing. Other common reasons to refinance include paying off a balloon payment, converting an adjustable rate loan to a fixed rate loan or to extract cash equity in your home (cash out).
Reviews (9)
Nailibeth Coello
Aug 07, 2021
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If I could give a 100 stars review, I would definitely do it, Gary Zawadzki helped me in everything, he always explained me every single detail and made me feel comfortable about any decision I needed to make, every time I needed him, he was just one phone call away. If you let him guide you, you’ll buy your home in less of what you can even imagine. I’ll always appreciate him for everything.
Giacomo Rossi
Aug 06, 2021
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K. B.
Aug 02, 2021
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Gary Zawadzki is the 1-nnn-Ask-Gary of the Mortgage industry. If you have a new mortgage request and you need a FAST response, or if you are running into roadblocks with your current mortgage company, Gary Zawadzki of Family America Mortgage, is the one to call.
My realtors, Connie and Greg Dichtas of Select Properties (highly recommend) told me to contact Gary when I hit a brick wall with the online mortgage companies. He not only came up with the solution, he got me great rates and I was preapproved in less than 48 hours. WOW.
Gary is fast, efficient, knowledgeable, driven, and creative. If
My realtors, Connie and Greg Dichtas of Select Properties (highly recommend) told me to contact Gary when I hit a brick wall with the online mortgage companies. He not only came up with the solution, he got me great rates and I was preapproved in less than 48 hours. WOW.
Gary is fast, efficient, knowledgeable, driven, and creative. If
Jody Callahan
Jul 23, 2021
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James S.
Apr 29, 2021
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Maria Elena Da Silva
Mar 20, 2021
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Lenka Runza
Dec 19, 2020
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Gerardo Garcia
Oct 25, 2020
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Gary, Irama and I are truly happy with the service and professionalism you provided. We look forward to continue working with you and count on us to recommend our family and friends to seek your services. Wishing you and Family America Mortgage personnel a Happy Thanksgiving. Keep safe.
Irama and Gerardo
Irama and Gerardo
Kelly Covert
Jun 08, 2020
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