Joe Libin
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We are professional mortgage lenders who know the Utah market lending programs inside and out. We give you straight talk to make it easier to understand the products and make the best selection for your mortgage loan. I couldn't have asked for a better mortgage broker to work with than Joe. As a first time home buyer, I was especially appreciative of Joe's willingness to answer any.

Joe and the team at Latitude Lending provide clients with an experience that is like pressing the "easy" button for what can be a daunting and complicated matter for home ownership. Whether you're a new home buyer or refinancing your current property, we can help you get where you want to be.
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Joe and the team at Latitude Lending provide clients with an experience that is like pressing the "easy" button for what can be a daunting and complicated matter for home ownership. Experts at originating and closing loans, Joe and his team works in your corner to provide a high value of customer service and expertise.
Before purchasing a new home, you should do some research to help you through the process. We have several frequently asked questions to help you get started with getting a good mortgage solution. These are two of the most commonly asked questions from first-time and experienced homebuyers alike. A Pre-Qualification provides a "BALLPARK" estimate of your buying power.
Reviews (10)
Colin Larsen
Colin Larsen
Dec 04, 2021
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I couldn't have asked for a better mortgage broker to work with than Joe. As a first time home buyer, I was especially appreciative of Joe's willingness to answer any and all of my questions, along and guiding me through the process. Joe's responsiveness and depth of knowledge is what allowed me to close on the property in under 2 weeks! I highly recommend Joe to anyone who may be in the market.
Jorgen H.
Jorgen H.
Aug 04, 2021
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Joe is great at answering questions and making details easy to understand. We asked a lot of questions and he was patient. After running the numbers it will only take about ten months to make up the difference with our old loan thanks to the low closing costs. We closed on our refinance in about a month with a great new interest rate. We shaved hundreds off our minimum payment and will pay off the new mortgage at least a year earlier.
Brett Hope Allen
Brett Hope Allen
Jun 22, 2021
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Best lender! Joe has worked with my immediate and extended family. There is a reason we stick with him. He will give you advice and help you get the very best rate possible. He is quick to answer any questions you might have. He'll work hard for you and make the process and paperwork seem like a breeze. He is dedicated, friendly, and honest! Before working with him we had terrible credit and didn't know where to start. Joe took the time to guide us through some steps to get us in the right direction. He also referred us to a great realtor who also made this process smooth. In just under a year
Erin Anguino
Erin Anguino
May 30, 2021
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Joe was absolutely wonderful to work with. As first time home buyers, he really helped us navigate the loan process in a very challenging market. I appreciated his attention to detail, willingness to explain information, and ability to answer any questions I had along the way. He got us a great deal and kept our costs down too! Joe was easy to get in contact with and proactive in reaching out to agents. He emphasized the importance of a team effort in purchasing a home and most certainly delivered. There is no hesitation in recommending him for any lending needs. We looking forward to working with
Shaun Norman
Shaun Norman
May 18, 2021
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Joe Libin is one of the best Loan Officers in the state. His dedication to his clients, even ones with credit challenges, is astonishing. I have had the opportunity of working with some of his clients and I know he provides top quality service.
S. V.
S. V.
Jan 05, 2021
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Joe eats deadlines for breakfast and makes interest rates cry. He is so good that another lender we were considering actually said "You're working with Joe? Joe really knows his stuff. You're in great hands." So yeah. Joe is so good that even one of his competitors recommended him. Plus, Joe is a nice guy with great people skills.
Jessa Tuminez
Jessa Tuminez
Aug 20, 2020
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Super knowledgeable person to talk to! I needed more detail around the mortgage lending process while taking into account the nuances of my situation. Joe was more than happy to spend the time to talk through solutions and gave solid advice. It really shows he's committed to his profession!
Dave Rasmussen
Dave Rasmussen
Jun 11, 2020
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We have bought or refinanced a dozen times over the years. But it was only recently that we connected with Joe. Since then he has helped us on a few homes, and now we will never search for another lender. Joe is great. Best we have used by far. He takes great care of his clients and has built his business not through advertising, by word of mouth. Which now we will share with anyone we hear who are seeking his services.
Emily Felice
Emily Felice
May 08, 2020
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My husband and I first worked with Joe back in 2016 for our first home. Joe made the process as easy as it could be. He was readily available at any time by being able to provide excellent customer care during weekends or after hours. He tries his hardest to always put people first! He has always been a very HONEST man! We are now working with Joe again to purchase our forever home. Once again, he is on top of it! He even provided us with a real estate professional he would highly recommend as we weren’t 100% on who we wanted to work with. If you are in the market needing a mortgage specialist
Kevin Eardley
Kevin Eardley
May 10, 2019
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5 stars doesn’t seem nearly enough stars for Joe. He was the absolute best. He was always available to answer questions, and was very patient with our questions. I can’t imaging going through the lending process without Joe. He took all the stress and uncertainty out of the process. If you use anyone other than Joe you are making the process harder than it needs to be. Do yourself a favor, and call Joe today.