For over a decade Will Pinnick, President of Home Loans By U, Inc. has been helping members of our community realize their goals and dreams throughout the state of Florida! A veteran, not only in the mortgage financing industry with over 20 years of experience, but also proud to have served our country!
Are you a first time home buyer? Looking for your second home or investment property? Do you want to refinance your home so that you can consolidate bills, lower your interest rate or access equity from your home for home improvements? Will Pinnick continues to DELIVER and is a trusted member of our community here in Tampa Bay and Saint Petersburg!
Are you a first time home buyer? Looking for your second home or investment property? Do you want to refinance your home so that you can consolidate bills, lower your interest rate or access equity from your home for home improvements? Will Pinnick continues to DELIVER and is a trusted member of our community here in Tampa Bay and Saint Petersburg!
Services
After working for Big Banks and Lenders for over a decade as a Loan Officer and an Account Executive, Will Pinnick realized the disconnect between consumers/families and these large financial institutions. Far too many families were pushed away because of the limited programs that were being offered at the Big Banks / Lenders.
Buying a home is both a financial and emotional decision. A New home purchase is one of the most important decisions you will make in your life. Most Sellers will not accept an offer without a Pre-Approval letter to demonstrate that you have been Pre-Qualified or Pre-Approved for the price range you are looking to purchase.
Thank you for considering Home Loans By U, Inc. to assist you with your New Home Purchase. To help ensure you're New Home Purchase goes smoothly, we've put together the following general checklist to assist you in gathering the supporting documentation needed for Your Pre-Approval and Underwriting of your loan.
Whether you are an A+ borrower with excellent credit history and strong finances, a first time homebuyer, retired, a foreign national, or have an adverse credit history; our team of professional Mortgage Experts can help find you the best product to meet your specific needs.
We do all types of mortgages including, FHA, VA, Conforming Loans, Conventional Loans, USDA, ALT-Doc, Reverse Mortgages, Commercial Loans, Loans for Foreign Nationals, Private Lending or Hard Money Lending and more.Upfront & Lender Paid Mortgage insurance options for borrowers wishing to avoid monthly Mortgage Insurance premiums.
We do all types of mortgages including, FHA, VA, Conforming Loans, Conventional Loans, USDA, ALT-Doc, Reverse Mortgages, Commercial Loans, Loans for Foreign Nationals, Private Lending or Hard Money Lending and more.Upfront & Lender Paid Mortgage insurance options for borrowers wishing to avoid monthly Mortgage Insurance premiums.
VA loans are designed to offer long-term financing to American Veterans. VA loans are issued by federally qualified lenders and are guaranteed by the U.S. Department of Veterans Affairs. Service persons and veterans can qualify for a VA loan, which usually offers a competitive fixed interest rate, no down payment and limited closing cost.
