Philip Fairbanks PC
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Our intent is to provide you with some basic information about bankruptcy. We hope that after reviewing this information you will contact us to schedule a free consultation to discuss your specific situation.

During the 45 minute meeting, Mr. Fairbanks will explain the different types of bankruptcy available, preliminarily determine your eligibility to file and explain what other alternatives might be available to you to help resolve your financial difficulties.We, here at Lowcountry Bankruptcy, are glad that you have decided to find out more about bankruptcy.
Services
For the past 15 years, we have served individual and small business clients facing the challenges of bankruptcy in cities and towns across the Lowcountry. We have helped people of all ages, professional achievement, and income levels who come to us because they can no longer keep up with their debt without some help.
There are several types of bankruptcy but they deal mostly with two kinds of debt: unsecured and secured. Unsecured debt is not backed up (secured) by collateral and includes things like credit card and finance company accounts, medical bills, utility and cell phone accounts, and some kinds of income tax debts.
The degree and kind of debt you may owe after you declare bankruptcy varies from case to case. You will still be responsible for child support and other domestic relations related debts, most student loans, and certain types of tax liabilities and judgments. The quick answer is 10 years, but that does not mean you cannot borrow again.
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