Purchasing a new home is exciting. Regal American makes the process easy and seamless, getting you the best rate on your new home loan or refinance. Buying a home or refinancing your current mortgage can be daunting. Regal American Mortgage boasts unsurpassed attention to detail, providing a tailored mortgage solution for your unique situation.
Services
Whether you're buying your first home or graduating to your dream home, we have a mortgage solution for you. Get your custom rate quote today!. Buying a home is an exciting feat, but it can be daunting and confusing. We are here to help make the process as seamless and easy as possible. The first step in obtaining a loan is to determine how much money you can borrow.
Sometimes due to external circumstances we end up with rates that are less than ideal. A refinance loan can help lower your rate and thus your monthly payments making your experience more comfortable and saving you potentially thousands. If you have a financial need like an interest in paying off credit card debt, home rennovations, large purchases or investments, a home equity line of credit (HELOC) refinance is a great way to go.
Please include your name, phone number, best email to respond to, a brief cover letter and whether or not you are NMLS licensed. If you are, please include your NMLS number as well. Our main office is in Laguna Hills, CA, though we are licensed in Washington, California, Colorado and Texas, and expanding.
The most common type of loan option, the traditional fixed-rate mortgage includes monthly principal and interest payments which never change during the loan's lifetime. Adjustable-rate mortgages include interest payments which shift during the loan's term, depending on current market conditions. Typically, these loans carry a fixed-interest rate for a set period of time before adjusting.
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