American Veteran Mortgage
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American Veteran Mortgage
The American Veteran Mortgage Team is your premier mortgage team located in Mission Viejo, California. We pride ourselves on offering some of the lowest rates nationwide and make the loan process simple, straightforward and fast for borrowers seeking a mortgage in the Mission Viejo area.

Whether you are first time home buyer, purchasing your dream home, refinancing an outstanding loan, or consolidating debt, the highly experienced team of mortgage brokers here can help you take that first step toward a financial solution.Whether you are a first time home buyer or purchasing your dream home, The American Veteran Mortgage Team will help you find the right financing solutions to meet your needs.
Services
The American Veteran Mortgage team is committed to providing clients with the highest quality financial services combined with the lowest rates available in your area. The outstanding mortgage professionals here will work with you one on one to ensure that you get a financial solution that is tailored specifically to meet your financing needs.
One of the first choices a homebuyer will need to make is whether you want a fixed-rate or an adjustable-rate mortgage loan. The bulk of loans will fit into one of these two categories, however, there is a third option that will allow you to "hybrid" the two. An adjustable-rate mortgage, (ARM): The interest rate of the mortgage adjusts periodically based on market conditions.
Refinancing a mortgage is when a borrower gets a better interest rate and loan term. A borrower can achieve lower monthly payments and if they qualify, use their equity to obtain money that can be spent by the borrower. There are several pros and cons of refinancing a mortgage and we can help determine if this is right for you.
Conventional loans are mortgage loans offered by non-government sponsored lenders. A conventional, or conforming, mortgage adheres to the guidelines set by Fannie Mae and Freddie Mac. It may have either a fixed or adjustable rate. While many think that a 20% down payment is required for all conventional loans, many lenders now offer low down payment options.
A VA Loan is Designed to offer long-term financing to veterans. VA mortgage loans are issued by federally qualified lenders and are guaranteed by the U.S. Veterans Administration. The VA determines eligibility and issues a certificate to qualifying applicants to submit to their mortgage lender of choice.
Reviews (9)
Marvin Dimalanta
Marvin Dimalanta
Dec 02, 2021
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The greatest service you’ll ever had, home loan was made easy by our lender David Stoll, he gave us all options available before making decisions. He explains each options in a very detailed simple way.
Definitely worth it recommending to family and friends! Thank you American Veteran Mortgage!
Kimberly Turner
Kimberly Turner
Nov 19, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
Mr Stoll is a good wonderful professional man. I’ve experienced laughter, joy and friendship. He share awesome advice. He’s more than just 5 stars I can give him 500 million gozillion stars if their is such a number lololol American Veteran Mortgage is theeee company for you. Awesome simply Awesome.
Mel Cornejo
Mel Cornejo
Nov 18, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
David is a blessing to us. He is guided us every step of the way. He is very responsive and thorough. He explained details to us in a way we can easily understand. If you want to have a smooth home-buying experience, I highly recommend David.
Stephen Fragosa
Stephen Fragosa
Oct 04, 2021
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Mr. David Stoll has handled my refinance in excellent time. Smooth transition , stress free. I can't thank him enough. Almost like he is family. I highly recommend Mr. David Stoll. State of the Art.
Arya Rais-Firouz
Arya Rais-Firouz
Aug 25, 2021
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David is amazing, absolutely amazing. Not only is he great at his job he is also a genuine person who truly cares about his clients. We found David in desperation after another broker put us in a terrible position and nearly cost us our house at the end of escrow! David immediately calmed us down and he was able to pull off a good deal within just days to save our house. We are new to California and throughout the entire process he walked us through every step kindly explaining everything we needed to know in detail. The rate we got on our mortgage was well below anything we saw from any competitor
Ronnie Schaffer
Ronnie Schaffer
Aug 19, 2021
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I have purchased homes for over 30 years, and American Veteran Mortgage is the best that I have ever seen. Not only am I repeat customer, but they have helped me out of difficult situations several times. I have had the pleasure of using there service 4 times in the last 7 years. Not only was I treated with respect, but my concerns were genuinely addressed. I can't thank them enough, I have had the pleasure of not dipping into my retirement, which makes a world of difference. If big banks are ignoring you because they don't see you as a cash cow. I would totally recommend American Veteran Mortgage
Jo
Jo
Jul 21, 2021
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David is an amazing lender and the best to come! I really can't thank him enough for making my first home purchase as stress free and quick as possible. When I contacted him, I was a little apprehensive--I had just gotten rejected from a lender broker and we had a very tight timeline. However, within a week (and, no I'm not kidding. The loan got approved the day it went into underwriting) he worked his magic and the loan got approved in record time.
As a first time home buyer, and one that had faced some initial rejection, the whole process was quite intimidating and confusing. But David was not
Rachel Karam
Rachel Karam
Jun 15, 2021
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The experience i had with David was exceptional. Very informative, very patient with me because I terrified first time home buying wasn't as bad as I thought it was going to be. He helped me through the whole process. He practically held my hand through everything. I had so many questions and he answered all. Next home purchase will be with American Veteran Mortgage.
Eddie Moreno
Eddie Moreno
May 26, 2021
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Excellent experience with American Veteran Mortgage!!! Dave was extremely quick in approving and funding my purchase loan and we were able to close escrow in less than 26 days. Not only did Dave communicate well with my realtor, but also built a trusting relationship with the seller’s agent, which was instrumental in assuring my purchase offer was accepted. The entire process was incredibly convenient for me in spite of my constant travel- I am difficult to track down. Dave was very skillful and patient in getting me though the process effortlessly. A great experience with a very profesional