Mortgages are not a one size fits all proposition. Let us evaluate your needs, come up with options based upon your credit, income and available funds and figure out the best way to finance your property. We are not tied to any single bank. We have access to programs and rates from many lenders, allowing us to find you the best deal.
Working with Choice One Mortgage was a blessing! They were the best company my wife and I have ever worked with. We have done many home loans and refi's in the past, but they provided a far superior process - from beginning to end was approximately two and a half weeks! There was not a single day that we did not receive an update from Bill Lewis and some days several updates to keep us well informed as to what was going on.
Working with Choice One Mortgage was a blessing! They were the best company my wife and I have ever worked with. We have done many home loans and refi's in the past, but they provided a far superior process - from beginning to end was approximately two and a half weeks! There was not a single day that we did not receive an update from Bill Lewis and some days several updates to keep us well informed as to what was going on.
Services
Whether you are purchasing a new home or refinancing your current one, we can help. We offer the lowest rates in the industry and we always have no point (and no fee) options available for you! With offices in Westlake Village and La Quinta, Choice One Mortgage has been helping Californians finance their homes since 1995.
When it comes to purchasing a home in Southern California, there is no "one-size fits all" solution for your purchase mortgage. Even though lenders are using similar underwriting guidelines these days, there are still differences impacting what each can offer you. This is important stuff, and most California homebuyers that we talk to are unsure about the process and don't know who to trust.
When it comes to a California mortgage refinance, there is no "one-size fits all" solution. Even though lenders are using similar underwriting guidelines these days, there are still differences impacting what each can offer you. This is important stuff, and most So Cal homeowners that we talk to are unsure about how to avoid common mistakes.
Found the home of your dreams? Next step: Get preapproved! With Choice One Mortgage Company and Quicken Loans on your team, we make the process simple and easy to understand. Purchasing a home is a major decision, but it also carries many benefits - including the possibility that your mortgage payment may be the same as or less than your monthly rent.
When purchasing a new home, you DO NOT have to put 20% down to avoid paying Private Mortgage Insurance or PMI. In this video, we show you how - and show you ways to save A LOT of money at the closing table AND over the life of the loan. A purchase loan example detailing the differences between FHA and Conventional (Fannie Mae) loans.
Reviews (2)
Katie Zabinski
Feb 22, 2021
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The choiceone mortgage team was incredible to work with. We are so happy that our realtor recommended them. They were very responsive and took the time to educate and guide us as first time home buyers. Navigating the ins and outs of the lending and escrow processes can be overwhelming but Bill and Judi took excellent care of us. We felt well supported throughout the process and their direct communication and relationship with our realtor made the process seamless. They are very proactive, organized, friendly, kind and take care of you like family. We enthusiastically recommend them and will use
Simone Vegas
Oct 23, 2019
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Bill has been more than helpful.
Is not easy to find a good broker has everyone promises the moon so you have to go with your guys.
Bill was the best choice....
Very knowledgeable. Personable and always avaiable..
Made the all process very easy....
I am not an easy customer..i shopped around and i dont thurst much when it comes to lenders.
I thrusted Bill...
I didnt regret it.
I will use Bill again and i will recommend him with no reservations.
Simone U.
Is not easy to find a good broker has everyone promises the moon so you have to go with your guys.
Bill was the best choice....
Very knowledgeable. Personable and always avaiable..
Made the all process very easy....
I am not an easy customer..i shopped around and i dont thurst much when it comes to lenders.
I thrusted Bill...
I didnt regret it.
I will use Bill again and i will recommend him with no reservations.
Simone U.
