The Sail Mortgage team is committed to providing clients with the highest quality service obtaining their home mortgage combined with some of the lowest mortgage rates available in all of Pennsylvania. Whether you are a first time home buyer, purchasing your dream home, or want to refinance a mortgage, our experienced team of mortgage consultants can help you achieve your mortgage loan needs.
Sail Mortgage has experience in fixed rate, jumbo, FHA, refinance and purchase mortgage loans to assist our home loan borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
Sail Mortgage has experience in fixed rate, jumbo, FHA, refinance and purchase mortgage loans to assist our home loan borrowers. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.
Services
In the later part of 2007, Lisa Siranovich joined S.I.M. as a Loan Originator and subsequently purchased the company in January of 2008. The company underwent a name change to Sail Mortgage Corp. and the office was relocated to its present location at 11269 Perry Highway, Suite 135, Wexford, PA. 15090.
A higher credit score provides more options available on various loan programs, better rates, and a smaller down payment may be required. A 1% difference in the rate of a $200,000 30 year fixed loan will cost an extra $60,840. Credit scores also affect your car insurance rate, your home owners insurance rate, even the ability to get a cell phone.
You pay the same interest rate and same monthly payment of principal and interest for the duration of the mortgage. The most common terms are 30, 20 and 15 years. Fixed-rate mortgages are best if you plan on being in your home for a while. The interest rate remains unchanged for an initial fixed period, which can range from 6 months to 10 years.
Use this calculator to determine your FHA loan amount and how much cash needed for to complete the home purchase. Use this calculator to determine your maximum mortgage and how different interest rates affect how much you can borrow. This calculator is designed to help determine whether using a mortgage to consolidate your debt is right for you.
Reviews (2)
R. Dyas
Oct 19, 2020
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Working with Lisa was such a wonderful experience and really made me believe in the value of having a knowledgeable mortgage broker. Buying a home is an extremely stressful process, and Lisa really helped during every step of the way. Her communication was responsive and timely and ensured we got to closing on a tight deadline. She even helped me with an error on my credit report to ensure we received the best mortgage terms possible. And her rates were lower than anything else we were able to see. In addition, Lisa recommended a number of other people for us to connect with for insurance, closing
Wendy Covey
Feb 01, 2019
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