Michael Cremins-American Pacific Mortgage
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Michael Cremins-American Pacific Mortgage
The JJ Mack Team with American Pacific Mortgage is here to educate and assist you in the making the best home loan decision for you and your family. We believe that educating our customers is most important, and we take ownership of that every time we sit down or speak with one of our clients. Because of this, we have grown to become a household name.

As we have grown, we keep our small-company feel where our employees enjoy working everyday. As a direct mortgage lender, we make decisions that eliminate the common headaches and time wasters often associated with mortgage brokers and big Banks. The JJ Mack Team will provide you with the best loan for your needs, and most of all, provide an experience that is stress free and enjoyable.
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We are a small & local residential mortgage company located in Roseville, CA. We believe that educating our customers is the most important thing and we take ownership of that every time we sit down or speak with one of our clients. Because of this, we have grown to become a household name. As we have grown, we keep our small-company feel where our employees enjoy working everyday.
Whether you are ready to purchase, or refinance, the Loan Advisors at American Pacific Mortgage will help you choose the best mortgage that match your financial circumstances. Discover the difference between Fixed or Adjustable, Jumbo or Conforming and other loan types below. A fixed rate mortgage is the most popular loan program chosen by homeowners.
When using the JJ Mack Team at American Pacific Mortgage we have created a program for our clients looking to purchase a home and close on time or ahead of schedule. We realize that closing on time is a huge problem when buying a home with most banks. When using the JJ Mack Team, on the other hand, you can rest assure that our guarantee to get your keys on time is covered.
Reviews (10)
Minkailu Evuti Mohammed
Minkailu Evuti Mohammed
Dec 14, 2021
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Never thought that online trading could be so helpful because of so many scammers online until I met Mrs Patience Adamson, who changed my life and that of my family. I invested $1000 and got $11,670 Within a week. she is an expert and also proven to be trustworthy and reliable. Contact her via: WhatsApp: +13236286419 Email: patienceadamson494@gmail.com
Timothy Mathany
Timothy Mathany
Dec 02, 2021
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We cannot say enough good things about JJ and his team. Very easy to work with and a smooth refinance. Thanks JJ!
Tamara Cohen
Tamara Cohen
Nov 28, 2021
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Beyond spectacular. Our loan was originally started with another lender that was unable to complete the transaction due to the home not be a standard conforming situation. Because we had lost so much time with the original lender I contacted JJ in a panic and needing to close in under 20 days. JJ not only found our solution but was able to offer us a LOWER rate than the original lender within the deadline. Beyond that, the title company that was hired by the sellers agent was TERRIBLE and dragging their feet. JJ was calling them every 30 minutes to an hour to get the transaction completed. He was
Nathan Silvestri
Nathan Silvestri
Oct 18, 2021
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JJ Mack and his team were great partners in our home refinance. The process was smooth, quick, and they were quickly available for questions along the way. Highly recommend JJ Mack and his team!!!
Alan Holder
Alan Holder
Sep 02, 2021
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I purchased my condo in January of this year and JJ and team were great! I was newly divorced and had just sold our home with my ex wife so my credit was not quite where I wanted it. I was able to purchase but with the plan to refinance. JJ and I talked about what I needed to do in the next few months to help my situation and get us the best deal. I did my part and JJ and team did theirs and we just closed on the re-fi, saving me money! I don't plan on another real estate transaction anytime soon, but when I do, I know who I will call!
Dan Hajeeyah
Dan Hajeeyah
Aug 19, 2021
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Unbelievable results!! This has been an incredible experience from day one This wasn't my first time trading but honestly I didn’t know what to expect when I first joined. After much loss. she walked me through the entire process from start to finish, which was a HUGE plus! They made the entire process so easy and hassle-free! I’m very impressed! I will definitely be referring her to you all. her Name is mrs victoria crypto best trader Contact her directly on WhatsApp:‪+13153028202‬ email:victoriacrypto062@gmail.com
Jedidiah Risse
Jedidiah Risse
Jun 04, 2021
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JJ Mack and his team made the home buying experience enjoyable. They were very helpful, polite, knowledgeable and available. Someone always answered the phone and was always able to get me the info we needed. Thanks to them we are moving into our dream home!
Angelina Zamora
Angelina Zamora
May 24, 2021
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JJ Mack and he's team Lindsay, Ali and Samantha were fantastic to work with! Very professional and made the process easy and understandable. Would 100% recommend them and look forward to working with this awesome team again in the future!!!
Leslie Reed
Leslie Reed
Apr 30, 2021
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JJ is always professional, hardworking and competitive. He not only does a great job for lending needs, but also as a realtor, he does the same great job for my clients. I am certain you will enjoy working with JJ Mack for all your lending and Refi needs. Thanks JJ!
Darla Eash Yacub
Darla Eash Yacub
Sep 12, 2019
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They made the financial/borrowing part of buying a house easy. They were always available to answer questions and facilitate the process. We highly recommend J.J. and his team!