The Point Equity team is steller! When I had illusions of going with a higher limit than I had originally set, they gently reminded me of the reason I had set those limits. No pressure, great giuidance, kept me very well informed and his team moved fast when it was time to make my move. Always very responsive.
And they don't miss any details; all the loans and underwriting sail thru without a hitch. You need the when you're competing for a home. Very glad we found them. Thanks to Justin, Courtney and the gang for helping us realize our dream of moving to the North Coast of California. No hassle. No fuss.
And they don't miss any details; all the loans and underwriting sail thru without a hitch. You need the when you're competing for a home. Very glad we found them. Thanks to Justin, Courtney and the gang for helping us realize our dream of moving to the North Coast of California. No hassle. No fuss.
Services
Our clients end up feeling more like family than customers, and sometimes want to know how we manage to make mortgage friendly and fun. The answer is simple-we don't know any other way to be! We're always on the lookout for new team members who align with our mission to help make mortgage human. Learn all about refinancing, buying a home, and how to make make financing a home easier and more enjoyable.
People are greater than profit, and we measure our success in vibrant, healthy communities, not profit and loss statements. Good mortgages are a result of empowered families making smart financial decisions, and good mortgages make great communities. Here's how we empower our clients to make the most of their mortgage, and own their dream.
You have choices when it comes to your home loan. We help sort out the best loan options, and handle the details, so you can enjoy the experience. A mortgage is a big deal. If done right, buying a house is a good investment in your future, and a memorable experience you can look back on proudly for the rest of your life.
Before you start ravaging the internet for the cutest homes in your area, take some time to learn a little bit more about the home buying process and what you can expect. Before you do anything, request a copy of your credit score and history from each of the three credit bureaus. This can be done for free at www.annualcreditreport.com.
If you are worried about an adjustable rate mortgage, or if you are just beginning to have payment problems, you may be able to refinance. Refinancing gives you completely new mortgage with new terms, interest rates, and monthly payments. The new loan replaces your current mortgage and may lower your payment, which could help improve your financial situation.
Reviews (18)
Brandon Fitzgerald
Aug 27, 2021
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Positive: Professionalism, Quality, Responsiveness, Value
The very best around! We have trusted this team with our loans and refinances every time over the past 6 years. The are helpful every step of the way and really work hard to get you the best deal and get it done fast. I will always go to them for any home loan needs and recommend them to everyone.
The very best around! We have trusted this team with our loans and refinances every time over the past 6 years. The are helpful every step of the way and really work hard to get you the best deal and get it done fast. I will always go to them for any home loan needs and recommend them to everyone.
Josh
Jun 21, 2021
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Laurie 'N. Gerrilee
Dec 29, 2018
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Point Equity is AMAZING! Everyone there that we are blessed to work with are superstars. They just took care of one of our 'first time home buyer clients' and they made the whole process unbelievably fast, smooth, easy and stress-free for them. They had our client fully underwritten, credit approved BEFORE we started shopping for homes, which made our offers that much stronger!! Their team is knowledgeable, honest and super fun to work with! They are a great addition to our team!!!
Nick Johnson
Nov 12, 2018
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Justin is so awesome at what he does. I have not only used his services multiple times, but have recommended him to family and friends and everyone has had an amazing experience with his expertise as well. He is so knowledgeable and willing to research and answer all your questions in a timely manner. I would never think to go anywhere else. I promise you once you speak with Justin, you will be sold on his knowledge, professionalism, honesty, and dedication to making you his #1 priority.
Chrissy Conner
Sep 10, 2018
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J. J.
Aug 17, 2018
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AWESOME Experience with Point Equity and Justin Coupe! Justin took the time to answer ALL of my questions (and I had a lot of them) and followed through with everything that was promised. This was the best and smoothest home loan process that I've ever experienced... Highly recommend Justin and Point Equity!
Erika Ortega
Jul 30, 2018
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My husband and I are very pleased with the service we received from Alex Hamilton and Courtney Camarillo. They were both extremely professional and made our refinancing experience a painless one. We were very impressed on how prompt they were to answer any questions we had. Alex answered all of our questions about interest rates and is very knowledgeable about this business. Courtney processed all of the paperwork and was very quick to respond back to any questions. Both Alex and Courtney were very nice and easy to work with...and they both truly wanted my husband and myself to feel completely
Natalie Whistler
Jul 07, 2018
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Brooke Bundgard
Jul 02, 2018
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Just closed on our first home with the much needed help of everyone over at Point Equity. Such a friendly staff. Well, "staff" is too cold a word for this team of personable professionals. Nick, Courtney, Christy and Dan helped me and my partner negotiate every step of purchasing our first home, and ensured that we got the best mortgage available. This epic big step, exciting investment and huge financial commitment was made so much easier with their expertise and WE GOT YOU approach. Thanks so much! Would give 6 stars if available.
Tammie Correa
Jun 19, 2018
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Alex and the Point Equity team are so wonderful! Not only were we moving to a different area from the Bay Area but we were buying our first house. Needless to say it could have been a very stressful situation because it was all new. Any question we had about the purchase process was always answered promptly and in ways that we could understand. The caring, compassion and understanding that we felt from the team was like no other. Thank you Alex and the rest of the crew for being fantastic through this new chapter in our lives. We love you!
Ralph Hubbard
May 05, 2018
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Cara Steinmann
Apr 03, 2018
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Justin and Nick have an incredible team. They just finished my loan and it would have been a nightmare if I hadn’t been working with people I could trust, who also went over and above my expectations to help me. Their level of integrity is unparalleled in my experience, and I know they don’t like to toot their own horn, but they should, ‘cause it… would be a shame if someone needed help and got a bad deal somewhere else when they could have worked with Point Equity. To be transparent, I like them so much and was so impressed with their whole operation, I went to work for
Misty Ringor
Mar 13, 2018
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We had some issues with our credit and a bad previous experience. My Brother-In-Law reached out to Point Equity for help. The team at Point Equity is amazing! Very professional, knowledgeable, caring, understanding and amazing support! Nick is best at what he does and Courtney kept me positive through it all. They performed a miracle! I will definitely recommend them to everyone!
Nicci Fortenberry
Oct 03, 2017
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Derek Fitzpatrick
Aug 18, 2017
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What an amazing experience! Point Equity are on POINT! They're the most honest group around. I've referred friends and colleagues, and everyone I've referred has had a similar amazing experience. Transparent transactions with the sincerest focus on doing what is right for the customer. Definitely will work with them again and wouldn't hesitate to refer anyone to Focus Equity!
Craig Hashimoto
Aug 16, 2017
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We refinanced our current home a few years ago with Justin Coupe from Point Equity Residential Lending. What a great experience having Justin handle all the financial details. His expertise and “get it done” attitude helped expedite our refinance. He always accepted our phone calls when we had any questions on the loan process. If Justin was not available immediately, he got back to us in a timely manner. He is so personable and a true professional. We give Justin five stars for his outstanding performance on our residential refinance. We recommend him to anyone who is buying a new home or
Alex Toth
May 24, 2017
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We reached out to Nick and his team to see if we would be able to refinance our home to consolidate some debt and see if we could free up some cash month to month. From the very first phone call I knew I had made the right decision, he worked some numbers for us and gave us a rough idea of what we could work out the same day! One of the best things… about working with Nick and his team was that we were able to get in touch with him and get an answer or status back the same day, we never had to wait around and wonder what was going on and he never made us feel like our "stupid" questions
Mark Digiacomo
May 08, 2017
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As a realtor, I work with many different lenders throughout the course of a year. I've had the pleasure of working with Point Equity now twice in the past 6 months as they've handled the loans for two of my clients. Their team is well organized, responsive and consistently a few steps ahead. They're very efficient and able to beat deadlines. They communicate regularly throughout the process and keep all parties updated and in the loop. It's a good feeling to work with a team that's on the ball like they are. I would recommend them to anyone and I know my clients would do the same.
