Looking for a full service mortgage-banking partner? You've found the help you need. F&B Financial Group was created in response to increased customer demand for a knowledgeable and trusted mortgage firm.
Whether you are a home buyer looking to purchase a first or second home or a financial advisor seeking to partner with a mortgage banker, our professionals are skilled in providing products and services tailored to your specific needs and desires.F&B Financial Group is also proud to serve as the preferred lender for several of the areas most successful real estate agencies and financial services firms.
Whether you are a home buyer looking to purchase a first or second home or a financial advisor seeking to partner with a mortgage banker, our professionals are skilled in providing products and services tailored to your specific needs and desires.F&B Financial Group is also proud to serve as the preferred lender for several of the areas most successful real estate agencies and financial services firms.
Services
What does it mean to be uncommon? It's a fundamental question that serves as the foundation of our culture. Too often in life and in business we become complacent and settle for average. We at F&B Financial Group strive for much more than average, and we accomplish that by instilling a specific behavior in every member of our team.
F&B Financial Group employs seasoned mortgage/financial professionals whose primary objective is to provide consultative mortgage services to our valued clients. Our goal as an organization is to obtain life long clients and to build and maintain a trusted relationship so that each and every one of our clients has a trusted mortgage source at their disposal for the remainder of their lives.
The entire refinance process my wife and I experienced with F&B Financial was a fantastic experience and very successful. The work from F&B on our behalf was both extremely professional and personable and I cannot express in words my gratitude.
I had no doubts beginning the process based on a close friend's recommendation; but I was blown away by Chris Fox, his staff(specifically Jennifer Mack, Mike McKillips, and Cindy Cooper) and the professionalism, not to mention the personal involvement as well.My wife and I were treated as if we were the only clients Chris and his staff were dealing with, even though that is obviously not the case based on the huge success their business is doing.
I had no doubts beginning the process based on a close friend's recommendation; but I was blown away by Chris Fox, his staff(specifically Jennifer Mack, Mike McKillips, and Cindy Cooper) and the professionalism, not to mention the personal involvement as well.My wife and I were treated as if we were the only clients Chris and his staff were dealing with, even though that is obviously not the case based on the huge success their business is doing.
This is a loan which carries a second mortgage for up to 15% of the purchase price of the property. It is usually used when wishing to avoid PMI insurance or to keep your first mortgage under the FNMA/FHLMC limit to avoid Jumbo rates. The borrower puts down a 5% down payment and then finances a first mortgage up to the FNMA/FHLMC limit and a second mortgage of up to 15% of the purchase price.
We offer a cutting edge construction financing program for those customers who need financing throughout the construction phase. Plus, we offer the added advantage to our builder customers of offering a seamless and efficient process. Below are general highlights of our construction to permanent financing for new home construction.
Reviews (10)
Vicki L. Mckiel
Jul 26, 2021
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Amy C.
Apr 16, 2021
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I signed up with Matt Obermeier to refinance my house in August 2020. Everything was going fine. But then Matt kept finding things that needed to ba taken care of before we could go farter. I was told at one point that my application would be pushed through and be done by the new year 2021. That didn't happen. I've heard less and less from Matt. Beginning of April I got an email saying my application was removed because of no activity. Matt said he'd run a new credit report and get a new application going. It's been several weeks since he said he'd do this eith no results,, and now he won't answer
Stefanie Olson
Jan 24, 2021
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We just completed our refinance and once again had a great experience with Matt Scott and Joann Lerch! We've had 2 purchases and 2 refinances with Matt and Joann and if I'm ever in the market for another home they're my first call. I will recommend F&B to everyone over and over again. The entire process was smooth and timely, communication is top notch. Thank you for all of your help!
Debbie Crawford Ponder
Oct 23, 2020
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We are about to close our second refi with F&B! We have had such wonderful experiences with this company. Ava and Laura, customer care associates, are exceptionally friendly, supportive and have guided us through the process seamlessly each time. We highly recommend this company; whether you are refinancing your home or purchasing for the first time!
Jenn Belsky
Oct 14, 2020
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Christopher Hendricks
Sep 06, 2020
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Leslie Eo
Sep 02, 2020
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Matt Obermeier (Senior Mortgage Banker) had the worst communication when it came to refinancing our home. We went through the whole process which ended up taking about 3 months and when it came time to schedule an appraisal, we never heard back from him. Total process (that was never finished) was 6 months. He told us rates and credit scores over the phone but never supplied actual copies of our reports. Once we decided to go elsewhere, and a new company did the process (in 1 day!!) we realized our credit scores and rates are completely different from what he told us.
Matt Dickens
Aug 09, 2020
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We recently worked with Chet Hileman to secure our first investment property and couldn't be happier with his support. As first time home buyers, we needed the professional advice and expertise he offered throughout each and every stage of the process. Chet and his team took a real interest in what we were looking for and what our purpose was, and he presented a timeline that gave us the insight we needed to set expectations of the buying process. Considering the unique circumstances of the market, you need a lender who treats your investments like their own. You'll find that with Chet Hileman
Colleen
Jul 03, 2020
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We worked with Sue King at F&B Financial per the recommendation of our realtor, and we are SO glad we did. Sue was incredibly helpful during the process of purchasing our first home. It was nice to have someone local who was knowledgeable and willing to explain each step of the process to us. With our lack of experience, we really appreciated how accessible she was. We closed on our house over 2 months ago and Sue continues to answer questions for us. I never knew working with a financial institution could feel so personal.
Derek Bridges
Jun 23, 2016
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Matt and the F&B team were phenomenal! We never had to worry that something was missing or questionable because they were incredibly proactive in guiding us through each step of the process and immediately letting us know if there were any issues or concerns we needed to address. Couldn't be happier!
